Top-paying online casinos share common traits: low house edges, high RTP percentages, minimal bonus rollover rates, and, above all else, a solid reputation for reliable payments and player security.
At OnlineUnitedStatesCasinos.com, we test gambling sites from all over the web, wagering our hard-earned money to find the best gaming experiences.
The importance of a fast payout online casino cannot be overstated, as it ensures players have greater control over their bankroll and hassle-free gaming.
In this guide, I’ll walk you through our editor’s casino picks for US players, discuss our favorite gambling sites, and empower you with the knowledge to find high-paying casinos and games on your own.
Learn How To Get Top Payouts
All you need to know about playing at the most lucrative casinos
The Best Paying Online Casinos for USA Players
As I’ll explain later, determining what makes a top-paying online casino doesn’t boil down to a single factor.
Highlighting the best online casino payouts involves looking at sites with the highest payout percentages, focusing on the Return to Player (RTP) rates of casino games, and emphasizing the importance of fast and secure payouts for players.
A site might have a lofty max withdrawal limit, but how good is that if the average RTP% is low and payouts take ages?
For this reason, I believe the best gambling sites are strong across various performance indicators, like low house edges, a diverse selection of games with high RTPs, and swift payout without huge commissions.
After going through many of our casino reviews, I’ve compiled a list of gambling sites that tick all the boxes.
| Top CASInOs | #Of Games | Payout Speed | Max Withdrawal | Slots RTP% | PLAY NOW |
|---|---|---|---|---|---|
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#Of Games 549 | Payout Speed 1-3 Days | Max Withdrawal $9,500 | Slots RTP% 96.98% | PLAY NOW |
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#Of Games 1725 | Payout Speed 5 minutes | Max Withdrawal $1,500 | Slots RTP% 96.3% | PLAY NOW |
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#Of Games 1897 | Payout Speed 1-2 days | Max Withdrawal $5,000 | Slots RTP% 95.6% | PLAY NOW |
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#Of Games 699 | Payout Speed 1-5 Days | Max Withdrawal $2,500 | Slots RTP% 97.43% | PLAY NOW |
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#Of Games 691 | Payout Speed 1-2 Days | Max Withdrawal $2,500 | Slots RTP% 97.12% | PLAY NOW |
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#Of Games 1544 | Payout Speed 1-3 Days | Max Withdrawal $2,500 | Slots RTP% 96.96% | PLAY NOW |
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#Of Games 1020 | Payout Speed 1-7 days | Max Withdrawal $100,000 | Slots RTP% 95.32% | PLAY NOW |
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#Of Games 502 | Payout Speed 1-7 Days | Max Withdrawal $100,000 | Slots RTP% 95.32% | PLAY NOW |
Best Payout Online Casinos for Real Money
The above list will give you a comprehensive snapshot of trustworthy casinos among the best-paying online.
Although they’ll all give you a worthwhile gaming experience, it’s worth mentioning that some perform better than others when it comes to certain criteria, such as withdrawal limits, payout speeds, or game selection.
Below, I’ll examine some of my favorite casinos and what makes them stand out.
Bovada Casino | High Weekly Limits
Bovada has existed for the better part of the last two decades, becoming a staple in the online casino landscape for its reliability.
I like this site because it ticks all the right boxes: quality, high RTP game selection from well-known providers, high banking limits, and a solid reputation, guaranteeing that my winnings always arrive on time.
✅ Withdrawal fee: No fees for cryptocurrency withdrawals, $100 fee for bank wire or check
✅ Highest slot RTP: Golden Buffalo 96% RTP
✅ Lowest house edge game: Online Craps 0% -1.5%
✅ Cashout limits: $180,000 a week
Other Features
- 260+ online casino games
- 25x Rollover Requirements
- VIP program & sportsbook
- 95-98% Average RTP
Slots Paradise | Fastest Online Casino Payouts
Slots Paradise stands out for having the fastest online casino payouts of all the casinos I’ve assessed and a massive 1,800+ game selection.
Unsurprisingly, most of this site’s games are online slots, but there’s still much to choose from between their table games, video poker, and specialty games sections.
The site’s design isn’t quite on par with the likes of Bovada or DuckyLuck, but it’s still good enough to ensure an enjoyable gaming session.
✅ Withdrawal fee: No-fee, withdrawals deposited almost instantly using Bitcoin after ID verification.
✅ Highest payout slot: Sugar Pop – 97.7% RTP
✅ Lowest house edge game: Video Poker Jacks or Better – 0.5%
✅ Cashout limits: Upwards of $5,000/day and $150,000/month
Other Features
- +1,800 real money games
- Legit casino site
- 35x Bonus Rollover
- 95-98% Average RTP
DuckyLuck Casino | High-Paying Games
First, you can find high-paying games like online blackjack or craps, and they also offer an extensive catalog with lots of high-paying real money online slots and specialty options.
The site offers safe and quick crypto withdrawal options like Bitcoin and other reliable alternatives.
You can cash out plenty of money using your favorite banking method.
✅ Withdrawal Info: No-fee withdrawals deposited in less than 48 hours using Bitcoin
✅ Highest slot payout: Dragon’s Siege 98% RTP
✅ Lowest house edge game: Baccarat 1.06% -1.24%
✅ Cashout limits: $2500 a week
Other Features
- +700 Games
- Massive Welcome Bonus
- 30x Bonus Rollover Requirements
- 95-98% Average RTP
Understanding High Payout Online Casinos
Playing at online casinos is fun, but choosing the right gambling sites and games can be overwhelming, especially if you’re just starting.
Understanding payout percentages is crucial as they indicate the likelihood of winning in specific games and overall at a casino. This highlights the importance of selecting casinos with high RTP online slots and table games.
In a nutshell, high-payout online casinos are sites that offer the biggest bang for your buck among the multitude of online offerings.
These brands excel at creating an outstanding online gaming experience that entices players again at their sites. Some of the key aspects are explained below:
- High RTP games: Numerous quality titles with low house edges can indicate that the site is likely to pay out winnings. Diversity is also a key aspect because who wants to play the same high RTP% game again and again?
- Large payout limits: Top-paying casinos can usually meet higher maximums. These will be more relevant for high-rollers than minimum deposit players, but they still speak to the site’s financial soundness.
- Crypto choices available: Bitcoin, Ethereum, Litcoin, and other altcoins are usually the highest payout withdrawal options, as offshore casinos mainly rely on cryptos for transactions.
- Lower bonus rollover: The highest-paying online casinos generally have a bonus rollover between 30x and 35x. You’ll have to wager your deposit + bonus amount 30 times before you can cash out your winnings. It might sound like a high number, but it’s not uncommon for sites to have 50x or more as a requirement.
Note: The terms “payout percentage” and “return to player (RTP)” describe the amount of money a game pays out to players relative to the amount it takes in.
How To Find The Best Payout Casino Games
The online gambling landscape is always evolving, with new sites entering the market.
We review new casinos to ensure you have reliable third-party information to aid you in making informed decisions, as it’s key to select reputable online casino sites known for reliable payouts and a secure gambling experience.
With so many gambling sites, finding complete and helpful reviews for all cases is hard.
Use our criteria below on any site you might come across to improve your chances of having high payouts.
Safety and Security
The best-paying casinos operate with a gaming license and robust security protocols.
They also have complete privacy policies, data encryption (such as SSL), and partnerships with trusted third-party gaming regulators and software providers.
Reliable Processes
A trustworthy operation is essential for us to determine whether an online casino pays out or not.
We spend considerable time playing games on several sites and testing their withdrawal protocols and methods.
Our team only recommends casinos with established processes where the whole experience of collecting your winnings is well-documented and user-friendly.
Reviews & Reputation
We learn the good and bad about a site, especially at online casinos that pay the most.
The second a site doesn’t give someone their money, you can rest assured the entire internet knows.
You can use sites like Trustpilot and Reddit to find out what other players say about online casinos and which aspects are praised or raise the most concerns.
Casino Games
Part of choosing a high-payout casino involves identifying sites that offer games with the best payouts, including blackjack tables that pay 3:2, slot machines with high RTPs, and progressive jackpots.
We review each gambling site’s game catalog, rules, pay tables, bonus features, and bet limits to see how many high-paying games they have.
Reputable software providers publish official game information on their websites, so it’s easy to Google a game title and its provider to access it.
If a site’s games or providers are obscure and there is little official information about them, my best advice is to skip them altogether.
Our Favorite High-Paying Casino Games
The better a casino, the higher the overall return to player percentage. Larger gambling operations can afford to have a lower house edge because the smaller margins will be offset by a bigger player base.
This also happens at brick-and-mortar gambling establishments. Player returns on slot machines are much better at the big Las Vegas casinos compared to the machines found at airports or convenience stores.
Regarding specific game categories, table games such as Blackjack, Poker, or Craps tend to have better average returns than online slots.
It doesn’t mean that you should stay away from slots, though.
There’s a trade-off between skill and returns. A slot will always have the same RTP regardless of how knowledgeable and skilled you are, whereas to get 99%+ returns on Blackjack, you need to be a skilled player and stay on your game.
That said, you can find the best-paying online casino games below.
Blackjack
Online Blackjack has one of the lowest house edges of all table games.
You can find Blackjack at all the online casinos mentioned above and even play a live online version with real dealers.
If you manage your bankroll and follow a basic strategy chart, you will regularly play with a payback rate above 99%.
Video Poker
Some video poker machines have the highest payback percentage of any casino game.
It depends on the paytable, but you can sometimes find games with returns over 100%.
Typically, if you use a good video poker strategy, the RTP is close to 99%.
High RTP Slots
Online slots RTP varies greatly but can get pretty high depending on several factors.
You can increase your odds of winning by picking slot games with a high RTP.
With the right pay table, bonus features, and high-paying symbols, you can find games with paybacks over 97%.
Craps
Online craps have high odds if you place wagers with higher RTP.
If a point is thrown on your Don’t Pass Bet, you can bet Pass, Don’t Pass, or Bet Don’t Come for higher payouts.
Another standard tip is to avoid making single-roll bets like Craps or Any 7.
Baccarat
Online Baccarat has one of the higher returns for online gamblers.
This game is mainly for high-rollers, but some casinos have low-limit games.
Baccarat’s payout percentage for the banker bet is almost 99%, considerably lower than that of other real-money games.
Pai Gow Poker
This poker variation also has fair odds for a table game.
If you find a casino that doesn’t charge a commission on your winnings, Pai Gow Poker’s RTP will increase to 98.7%.
Separate high cards if you don’t have a pair or better, and keep the straights and flushes together to maximize your winnings
How to Find Top-Paying Casino Games
When searching for a new game to play, you need to look for specific information, such as the RTP or Return to Player percentage.
In general terms, games with an RTP of 96% or better are solid choices.
In the case of online slots, the game information contains paytables, so you can see what symbol combinations pay. The more combinations you have or pay ways, the more opportunities there are to win.
With table games, you want to go with options like Blackjack, baccarat, or craps. These games have a lower house edge and a higher payout percentage than any other at the casino.
However, these details will vary from casino to casino, so check the game information before moving forward.
House Edge and Payout Percentage Explained
These two terms are a staple of gambling jargon, and I’ve used them extensively throughout the article to rate top-paying casinos and games.
Don’t worry if you need clarification on their meaning; I’ll explain them below.
House Edge
The house edge is the profit a casino makes for each game.
Take something as simple as tossing a coin and betting on it, landing heads or tails.
The odds are 50/50, so you’ll win just as much as you lose in the long run.
Now imagine you’re a casino that needs to pay employees, utilities, rent, etc., and turn a profit—how could that be possible if all games just break even?
House edge comes into play when you modify a game so that the odds are slightly in your favor so that it will turn a profit.
Some people might view this as something unfair, but you wouldn’t be able to enjoy good casinos and play high-quality games if they weren’t a viable business.
Payout Percentage (RTP)
Payout percentage, or RTP, is the complementary number to house edge. If a game has a 3% house edge, its RTP is said to be 97%.
However, your odds of winning are less than 97%, as the odds on any individual round are far smaller.
This number represents what you’d take home if you played a game for thousands or even millions of spins.
Even with games like a coin toss, you can have ten flips with three heads and seven tails or even ten straight tails. The distribution of outcomes isn’t even, and this is where luck plays its part in gambling.
The smaller your bets are relative to your bankroll, the more your returns will resemble the RTP, as there’s a larger sample of spins where wins and losses can balance each other.
Play a 99% RTP Coin Flipping Game
Heads and Tails XY is a game developed by BGaming with a 99% RTP. Yes, you read that right!
With this demo, you can test the theory about the house edge and player returns by playing a digital version of one of the most essential gambling games.
How to Sign Up at the Best Paying Online Casinos
So, you’ve decided on one high-payout casino and are still trying to figure out what to do next.
Don’t worry; creating an account at an online casino is nowadays as simple as opening one on any social media site.
Although there are a few considerations to remember, as I’ll discuss below, overall, it’s an easy and streamlined process.
Sign up at Your Favorite Online Casino
To start, visit your desired casino and click the register or sign-up button on the site’s main navigation bar.
Once you do this, you must fill in the fields with your data and follow the instructions.
You might be required to validate your account through SMS or email. For this reason, check your spam folder as well.Claim a Welcome Bonus
Welcome bonuses are prevalent in casino promotional materials, but you should always read the terms and conditions first.
High-payout casinos have some of the industry’s most player-friendly bonus wagering requirements, but it’s still important to read the fine print before claiming one at the cashier screen.
It might be that your favorite games only contribute a small proportion towards clearing the bonus—which is the case for most table games.
Considering this, most reputable casinos will let you withdraw your deposit amount without clearing your bonus if you get second thoughts. However, you’ll forfeit the bonus amount and any winnings made with them.Pick a High Payout Game
Browse through the list of titles and pick one of the games with the best payout percentage we mentioned above.
Table games like craps and Blackjack have the smallest house edges but don’t feel like you only have to play the games with the highest RTP.
Your main goal should be to have fun, and that can also mean playing a game with lower returns but fun gameplay and graphics. You can also hunt for a title with a huge payout potential.
Also, don’t forget to look at the specialty or “other” games sections, as these can have hidden gems.Play in Demo Mode Before Betting Money
You can play in demo mode on many sites before creating an account. Online casinos allow you to play their games in “free mode” without wagering money.
Playing for free can be helpful because it enables you to identify high-payout games and become familiar with their rules and gameplay.
You won’t win any money, but it’s better to make rookie mistakes when they don’t cost you.Play High RTP Games for Real Money
After choosing the game you want, click “play for real money” and enjoy the games with the best payouts.
Remember, there is no better way to play than having fun.
After you win and decide to withdraw your earnings, click the “payouts” button and select your favorite payout method.Withdrawing Your Winnings
Head to the cashier section from the main navigation and click “make a withdrawal.”
Most online casinos make their payouts in cryptocurrencies and will need ID verification before releasing your funds.
This process is simple. You’ll need to upload images of any valid form of identification. Ensure you have a crypto wallet account ready so the casino can transfer your funds.
Also, before claiming any winnings, check that you’ve cleared any casino promotions so you don’t forfeit any winnings made with bonus money.
Top Payout Casinos Pro Tips
Before you start playing at some of my casino recommendations, here are a few tips to keep your A-game and help you have the best time possible each time you log in at the gambling site.
Play at Different High Quality Sites
Using different top payout sites will grant you access to a larger pool of high RTP games from other suppliers. Doing this will improve your odds of winning and keep things interesting.Keep an Eye Out for New Games
This tip complements the above one. Game developers publish new games with high payouts, innovative gameplay, and lucrative bonus features. Look for them by periodically checking online casinos’ “new games” section.Set a Budget and Stick to It
Choosing high RTP sites can lure you into a false sense of security, so remember that despite the improved odds, the house still has a small edge on you. Also, outcomes aren’t uniform, and games can get streaky. Cash out when you’re on top and know when to cut your losses.Don’t Forget to Have Fun
Despite being the main aim of gaming, having fun is an easy aspect to forget. Being strategic and getting the best odds is great, but if you play responsibly, you can mix and match games to suit your tastes and maximize the thrills you get from each session.Practice Responsible Gambling
I can’t stress enough the importance of following responsible gaming practices to ensure a fun and healthy experience. High-payout casinos offer self-exclusion mechanisms if you feel like your gaming is becoming an issue and you need to take a break.
Best Payment Methods For Online Casino Payouts
For several reasons, cryptocurrencies now dominate the online casino banking landscape.
A crypto wallet is an essential tool for any online gambler. It ensures you get paid fast and with (usually) no fees.
Other more conventional methods are still available, although not as widespread as crypto.
You can read the details on the most common options below before choosing the right one.
Cryptocurrency
Cryptocurrencies are the standard payout method for online casino withdrawals of any size.
The most commonly accepted cryptos at gambling sites include Bitcoin, Ethereum, and Litecoin.
Altcoins like Dogecoin, Shiba, Chainlink, Tether, and USD Coin are becoming increasingly popular.
Credit Cards
Credit card withdrawals are great if you want to track all your payouts in one place.
Requesting money from your account back onto a Visa, MasterCard, American Express, or Discover Card is not always an option at every site, but it has been growing in popularity.
Remember to check if there are any fees associated with card payouts.
Check / eCheck
Check and eCheck are the best payout method for added security.
Requesting a check withdrawal from a gambling site is likely slower and smaller and has some associated fees.
That said, many players prefer moving money directly into their bank accounts.
Bonuses at High Payouts Casinos
I’ve already touched on welcome bonuses, but these are still worth analyzing when discussing high-paying casinos.
Above-average gambling sites generally have better terms and conditions for their promotions.
Still, once you claim a promo code, you’ll be expected to wager your deposit + bonus amount 25 to 35 times (a reasonable requirement but still no small chore).
To further complicate things, not all games contribute towards wagering requirements in the same way, and low-house edge ones like Blackjack or Craps aren’t likely to contribute anything.
Still, there are reasons to want to get money, like increasing your bankroll and overall playtime courtesy of the house.
I’ll list the pros and cons below so you can decide if taking a bonus is a good alternative for your high-payout strategy.
Should You Claim Bonuses?
Pros
- Your bankroll is increased for free, allowing you to play more games longer.
- A bigger bankroll means more spins and opportunities to hit a jackpot.
- Having more funds will enable you to try different strategies you otherwise wouldn’t be able to use.
- You can withdraw your deposit amount (without bonus winnings) if you change your mind.
Cons
- Clearing a bonus can feel like a chore.
- You’re limited to relatively lower RTP games if you want to clear the bonus.
- You must play slots and specialty games for 100% wagering contributions.
- You’ll have to bet big initial winnings to fulfill rollover requirements.
Playing at the Highest Paying Casinos
High payout casinos are the cream of the crop when it comes to online gambling.
These sites do their best to ensure that your data and transactions are secure, games are of the highest quality, and promotions are valuable to you.
With that in mind, always exercise caution and gamble responsibly. You’ll have an amazing experience if you know what you’re doing and set good limits for yourself.
Remember that even the best-paying casinos are out to make a profit, so stick to your bankroll and play smart.
You’ll have the winning formula by prioritizing your enjoyment over chasing the biggest payouts!
FAQs
Our team receives multiple questions from readers just like you. The following are some of the most common ones.
Which online casinos actually pay out?
Legitimate online casino business operations will always pay. A gambling site’s success is built on its reputation and trustworthiness, and word travels fast through review sites like ours as well as online forums and message boards.
Casinos like the ones I’ve discussed on this page have been around for years and have reputations that precede them. With more withdrawal methods, some might pay faster than others, but the overall online consensus is overwhelmingly positive.
Do online casinos pay out bonuses and promotions?
Yes, online casinos payout bonuses and promotions. Review the rollover and wagering requirements and ensure you have time and the means to clear the offer before you start.
