Win at Online Baccarat Using Flat Betting

Written by: Webster Lupton, Casino, Gambling, and Sports Journalist
4 minute read
Baccarat Flat Betting Strategy Image

Baccarat is one of the most straightforward and profitable casino card games. There are rules, but the dealer handles all of the gameplay. A player only has one decision to make, and that’s before the deal. There are strategies, but they don’t have to be complicated either.

That’s where the flat bet system comes in. This type of wagering is a simple way to play a game session, and it is easy on your pocketbook if you play it right. You may be wondering how to win at baccarat using flat betting. Keep reading to learn more about this betting system and how it can increase your odds of winning.

What is a Flat Bet Strategy?

stack of chips flat betting

The flat betting system is the simplest way to play baccarat because you don’t have to remember anything other than your last bet. And if you can’t remember that, then buddy, you need to gather up your chips and head home!

Here’s how the flat bet strategy works: You bet the same amount (one unit) on every hand. That’s right; if you bet $5 and win, you bet $5 again. If you wager $5 and lose, you bet $5 again.

How to Win at Baccarat Using Flat Betting

Baccarat Strategy Banker Bet

Now you may ask: How can something so easy work so well? The answer is in the math. Long ago, experts calculated that a bet on the banker is the best of the three (banker, player, tie) bet choices in baccarat.

So you bet banker to start. And because you do not vary bets with the flat betting strategy, you don’t experience wild swings in your bankroll. Therefore you don’t risk running out of money or reaching a table bet limit that doesn’t allow you to play out your system.

Do you want to sharpen your baccarat skills? Check out OUSC’s in-depth baccarat game guide to learn the basics and strategy tips to increase your chances of winning.

Flat Betting vs. Baccarat Betting Systems

The flat bet is easy because you are always betting the same amount. Other systems vary your wagers.

  • With the Martingale method, you double your bet after each loss and return to the original one with a win.
  • The Paroli system calls for doubling up on each win until you win three straight.
  • And the Fibonacci system is an even more complex series of progressions and regressions in betting.

So the other systems keep you on your toes, but they can trap you into dead-end streaks. Here is a comparison of the main points of the methods:

Flat Bets

  • You don’t have to change bet amounts.
  • There are no wild swings, so you don’t win or lose much.
  • The math favors the banker and flat bet.

Other Betting Systems

  • Need close attention because a few slips blow the system
  • Require a big bankroll and awareness of table game limits

Top Real Money Online Baccarat Casinos

It’s time to put your newfound knowledge to the test. Check out these recommended real money online casinos and play baccarat with flat bets to increase your winning odds.

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Benefits of Using Flat Betting in Baccarat

There are several advantages of using flat wagers when playing online baccarat for real money.

  • Make More Bets

    You will see that your bankroll goes a long way because you are not changing bets according to results.
  • Better Winning Odds

    Betting on the banker with the flat betting system offers a 98.9% RTP. That beats most casino games but is not as certain with other systems.
  • Simple to Follow

    Have a drink, watch TV, talk on the phone – flat betting requires little attention to get the optimum return.
  • Works With Modest Bankrolls

    Flat betting is so consistent that you can count on enough returns to keep playing if you start with little money. That makes it great for beginners who want to learn the game.

A Leisure Baccarat Betting System that Wins

Most card games are about serious choices. And most winning strategies are about switching bets. Flat betting in baccarat requires neither. As you can see, you can increase your odds of winning at baccarat using flat betting.

In effect, you sit back and watch cards come out and money move. Try it for a few sessions and discover the advantages of wagering the same amount on every turn.


Webster Lupton

Webster Lupton Casino, Gambling, and Sports Journalist

Webster Lupton is a journalist and expert sports and casino writer with over 30 years of experience. Webster is a seasoned researcher and a published author. He also enjoys the outdoors and birdwatching.

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