Discover Card Online Casinos
Discover Card Casinos
What You Need to Know
This guide to online casinos that accept Discover Card provides players with all the information needed to use their Discover charge cards. There are not many casinos which accept Discover Card, but this page list the best online casinos for your deposit type. It explains why it’s hard to find casinos in the Discover Card network. It also provides how-to information to help Discover Card holders make online casino deposits.
The Discover Card network has policies on international transactions which makes it harder to use them in online casinos. Our guide provides the specific advice you need to comply with this financial institution’s policies. When finished reading, you’ll know which online casinos accept Discover Card and what you need to do to activate payments with your favorite credit card.
Online Casinos That Accept Discover Card
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International Casinos That Take Discover Card
Those who live outside the United States might have a few additional options. Mr Green Casino and 777.com have claimed to accept Discover Card payments in the recent past, though I would be cautious of that information in 2016. Given Discover Card’s attempts to discourage online casino payments, any legitimate casino’s policies on Discover Card payments are likely to be fluid.
If I were an international gambler looking for a Discover Card online casino, I would start with 777casino and Mr Green. 777 Casino is an older site licensed by Gibraltar and the UK Gambling Commission. It is owned by 888 Holdings. Mr Green is licensed in Malta and the United Kingdom, but it is owned by the Swedish online gambling company, Mr Green & Co. Both sites have won awards for their software support and high quality, but neither is available to players in the United States.
Discover Card Casinos
Few online casinos accept Discover Card even with your compliance. We’ve researched to find the best casinos for Americans needing to use this payment method. The three online casinos listed accept US real money gamblers, have great deposit bonuses, and allow Discover Card deposits.
Las Vegas USA Casino
Las Vegas USA is one of the few Discover Card online casinos. It is licensed in Panama and open to play from the United States. Las Vegas USA Casino has a $10,000 welcome bonus for slots and a $3000 bonus for table games. Also, the site has a one-time $7,000 Double-Match Bonus” for either set of players, which can be used anytime during a player’s time at Las Vegas USA Casino.
Slots.LV also accepts Discover Card payments. Slots LV is licensed by the Kahnawake Gaming Commission in Canada and it also accepts play from the United States. Slots LV offers a $5,000 casino welcome bonus to new players, as well as a $22 no-deposit bonus for new signups.
Ignition Casino is an online casino that takes Discover card. IgnitionCasino.com is a US-facing gaming site which is licensed by the Kahnawake Gaming Commission. This site has a $1,100 welcome bonus for all players, along with an ongoing $700 weekly match bonus.
Why Do So Few Casinos Accept Discover Card?
Discover Card’s Americans-only approach and higher vendor fees hurts it international usage. Online casinos are offshore operators, which hampers Discover Card deposits to those casinos. Discover Card assigns an “online gambling” merchant code to most online casino websites. This electronic code is attached to every credit card transaction the Discover Network makes. Most banks and financial institutions in the United States automatically reject transactions with this merchant code. For that reason, most American real money players cannot use the Discover Card to make online casino deposits.
Whether it’s gaming or non-gaming transactions, international vendors do not accept Discover Card as often as Visa or MasterCard. Vendors pay slightly higher fees on Discover Card payments, so many vendors do not accept the payment method. The Discover Network has expanded its international presence with cross-acceptance partnerships, though. Discover Card is accepted where you see the logos for Diners Club anywhere in the world, JCB in Japan only, and China UnionPay in Mainland China only. Diners Club is used at sites like 888 Casino, William Hill Casino, and Party Casino, which are silver-rated by OnlineUnitedStatesCasinos.com.
Activate Discover Card for International Transactions
To activate Discover Card for international transactions, you’ll need to call your bank and enable the card for international transactions. This makes it easier for a casino to accept payments from your card. If you tell your bank to allow international transactions, the bank might waive this policy for your account specifically.
Activating international transactions is not a 100% solution, though it will make it easier to deposit at an online casino that takes Discover Card in a general sense. The decision is likely to be on a bank-by-bank basis, so you’ll need to ask questions yourself. Remember that every credit card association is a network of thousands of banks, which is why there are no hard-and-fast rules in so many cases.
How to Make a Casino Deposit Using Discover Card
Several ways exist to make casino deposits using Discover Card. Online casinos make it easy to pay once the player has signed-up. The same is true when someone signs up with a mobile casino. Increasingly, sites offer a full experience without downloads, using the “instant play” or Flash game option. Players can still download the casino software if they prefer to play from their computer.
This guide helps players that use the Discover Card. The instructions below involve making a deposit without downloading casino software of any kind. The best way to do this is to start at the online casino banking/cashier page.
Find the Banking Page
This is usually found via a link at the top of the homepage. If not found, Google the casino’s name and terms like “banking methods” or “deposit methods”, which should provide a link to the page you need.
Locate the Deposits Page
This page might be divided between Deposits and Withdrawals. If so, navigate to the deposit page. For new players, the deposit menu will appear after you have signed up. For current members, this should be easy to find in your account.
Find the Discover Card Icon
Some sites use the term “Local Cards” or “Credit Cards” in general. If you don’t find Discover on the page, substitute those with the other mentioned options.
This payment option should have a “Deposit Now” or “Deposit” link next to it. Click on this link.
Follow the Steps
The site should have step-by-step instructions to funding your account at this point. Select the option you want, fill in the valid information, and click “Next”. Once the process is done, make sure that the deposit amount is correct.
Make a Discover Card Casino Deposit
Using your charge card’s unique verification numbers, make the payment. Place the correct amount in the prompt box. Be prepared to use the 3-digit verification code on the back of the card, too. This will tell the casino that you are the owner of the card.
Remember to Identify Yourself
If you are having trouble, remember to log-in under your username and account. You’ll need either your Username or Email Address ready, along with your Password. Use the email address you input when you registered.
Most of the time, the link to make an instant deposit is on the right-hand side of the page. The steps are meant to provide the easiest path to real money play, so you should have no trouble. Paying with your Discover charge card is simple, quick, and secure.
Contact Customer Service With Any Issues
If any issues arise, contact the site’s cashier department. Online casinos offer Live Chat, email, toll-free faxes, and toll-free phone calls with their support staff. The quickest method is to talk to the cashier via Live Chat, which is a Skype-style method of instant messaging.
Be prepared to provide proof of identification, if you have never made a payment to a website before. This involves sending a proof of your snail mail address and your identity, usually sent via fax. Credit card information also needs to be provided. These disclosures might make some players nervous or impatient, but the proof of identity verification process is there to protect you from identity thieves. Any site which doesn’t ask for such verification might not have your best interests in mind.
Discover Card Casinos: Picking the Right One
As mentioned in the drawbacks, there may be a limited amount of Discover Card casinos that accept these specific cards when making a deposit. Due to the Unlawful Internet Gambling Enforcement Act of 2006, credit card companies have taken extra precautions when it comes to online gambling. There is nothing to worry about, however, as more states in the USA are becoming friendlier to the idea of online casinos, like Nevada and New Jersey. This is why making sure to find the right Discover Card casino is important.
Make Sure It’s Reputable
The number one thing to look for when going to make a Discover Card casinos deposit is whether or not that casino is reputable. There are scammers that use a website as a front to collect credit card information, and by accepting Discover Cards could be a red flag as there are not many sites that accept them. Be sure to check if the casino is licensed and regulated by a gaming commission and that they are US player friendly. Look online for reviews and player forums, like AskGamblers, to see if there are positive or negative comments.
Player Information Verification
Most online casinos that accept Discover Card will have added layers of security and verification; this is a good thing. You will need to prove that you are of proper age to gamble, which is usually a given since credit cards are given to people that are 18 years or older. You will also have to submit an ID Verification, proving that you are who you say you are, usually in the form of a driver’s license or state ID. It is also a way to make sure that the person that owns the credit card is the one making the deposits. Do this only after you made sure the casino is reputable.
Don’t Abuse the Discover Card Benefits
One of the main reasons that Discover is overly cautious when it comes to online casino deposits is due to the fact that some of their customers will abuse the system and benefits they have in place. For example, players that make a deposit, lose their money, then claim that their card was stolen will often get their money back and a new card issued. However, the company has been putting a stop to these kinds of claims, so don’t abuse the system at any of the Discover card casinos that do accept this method.
What is Discover Card?
The Discover Card was not initially established as a large credit card company, but rather a way for Sears, a large retailer in consumer goods, to expand their portfolio and offer additional services to their customers. It was founded in 1985 specifically for Sears, but one year later it was introduced nationwide. The financial company has passed through a few hands, starting with Dean Witter, the founder, and then Morgan Stanley until 2007. This was when Discover Financial Services became an independent company.
It is one of the few credit card companies that has been able to compete against MasterCard and VISA, as their strategy of having no annual fee worked like a charm; it was uncommon for credit cards at that time to not have an annual fee. They also offered a higher credit limit than other similar cards, but what really earned them their reputation and customer base was their Cashback Bonus. Cardholders could get a certain percent, usually between 2% and 5%, back from the amount of money the spent; which was refunded to the account.
They also started getting big business from retailers, as they would offer them much lower merchant fees, including the fact that they do not charge a percentage fee. It was able to get into many retailers, like Sam’s Club, who had used them exclusively until recently where they have also started to accept MasterCard.
Tough Road for Discover
It wasn’t all goodie gumdrops for Discover, as they had to jump over many hurdles to become as big as they are today. In 2004, they challenged the exclusionary policies that VISA and MasterCard had, where they would not allow banks to offer the Discover Card. The Supreme Court ruled in favor of Discover and discontinued those practices. It not only helped them but other credit card companies as well.
Advantages of the Discover Card
Within the company’s history, you can already start to see several benefits that a US player has when they use a Discover Card to make a casino deposit. For those on the fence, these advantages should give you some perspective on why these are a good option.
No Annual Fee
None of the Discover credit cards that they offer come with an annual fee, which makes it a lot simpler to use, without having to worry about paying a fee each year.
On top of the credit card not having any fee, most casinos that accept the Discover Card will not charge the player any fees when making a deposit.
When you use the Discover Card for any purchase you will get cashback. This makes it an amazing card to use when making a deposit, as those are considered to be purchases, and you will get a refund of a certain percent that is based on what card you have.
Amazing Customer Service
Being able to become the third-largest credit card and financial company in the United States is not easy, but they have been able to compete with other companies due to how well they treat their customers. They have many different benefits from using their cards, including:
– Paying late won’t raise your APR.
– No late fee for your first late payment.
– No over limit fee.
– No foreign transaction fee.
Discover offers various different types of credit cards that have different benefits. It will depend on you to pick which benefits you prefer to get, ranging from higher cashback or even getting airline miles to use when traveling.
No Bank Account Needed
US Players that wish to apply for a Discover Card will not have to do it through their bank, seeing as how Discover is an independent company who has their own bank that handles the transactions and payments. If you are approved, based on your creditworthiness, you will receive a card and all of the benefits that come with it, without needing a bank account directly linked to it.
Drawbacks of the Discover Card
With any method, credit card or otherwise, there will always be some drawbacks to its use. For Discover Card casinos, there are not many disadvantages, so it is up to you to decide whether or not the advantages outweigh the drawbacks.
Limited Online Casino Options
Due to their caution when dealing with online gambling, some US players may find that the amount of casinos that accept Discover Card will be limited. At some casinos, you will find that they accept any credit card, while others will specifically tell you which cards they take. If you do find a Discover Card casino that allows the use of their credit card, make sure it is a reputable site.
Interest Rates and Additional Fees
As they are an independent company and do not charge any annual fee, they must make sure to limit their own risk when providing credit cards. This comes in the form of interest rates. They do have a wider range when it comes to the APR, which tends to go from 11.24% up to 23.24%. Another drawback is the fact that they also charge a Standard Variable Purchase rate, which is usually a 3% fee for each balance transfer.
Types of Discover Cards
Discover offers four different types of credit cards: Cash Back, Travel, Student, and Secured. Each will give the user different benefits, but in order to apply for any of them, you must meet certain requirements. For instance, the Student credit card will not be issued to someone that is not studying in a college or university or has some ties to an educational institution. Being able to get one of these cards will be a good step towards playing at Discover Card casinos.
Cash Back Credit Cards
There are three cash back Discover credit cards that can be applied for that have some similar and different benefits to offer. None of these cards come with an annual fee, but the player would have to pay between 11.24% and 23-24% in interest each year depending on their creditworthiness. The Discover it cards have such a good reputation of being trusted and fair that the customer satisfaction is very high, and have even been added to the best credit cards list of Money Magazine.
- Discover it® card: their most popular card, where the US players would receive 5% cash back on certain purchases, and 1% cashback on all other purchases.
- Discover it® NHL® card: this card has all of the same perks as the regular card, but will allow those NHL fans to pick from the 30 different designs.
- Discover it® Gas and Restaurant card: this card has more specific benefits, where the player would get 2% cash back at gas stations and restaurants while still having the 1% cash back on all other purchases.
Travel Credit Card
Discover only offers one type of travel credit card, the Discover it® Miles card. This would be the perfect credit card for those US players that like to travel a lot, whether it is for work or pleasure. It gives its user 1.5x Unlimited Miles on every purchase made, and the perk is that the miles never expire. For the new cardholders, they will receive double miles during their first 12 consecutive billing periods. They would get the same APR of 11.24% up to 23-24% as the regular cash back cards.
Student Credit Cards
Just as the name suggests, these credit cards are designed with a student in mind and are offered mainly to those who are studying. However, it doesn’t have to be exclusively for students, as they have higher restrictions on its use and have a higher possible APR, ranging from 13.24% and 22.24%; as student usually don’t have any creditworthiness. There are two cards to pick from:
- Discover it® chrome for Students card: comes with 2% cash back at gas stations and restaurants and 1% cash back on all other purchases.
- Discover it® for Students card: the perks are like the regular card, 5% cash back on certain purchases, and 1% cashback on all other purchases.
Secured Discover Card
The Discover it® Secured card is similar to a prepaid or debit card, but has the benefits of use just like a Discover credit card would have. You would apply and provide a deposit, where if you deposit $300, you get a $300 credit line. This card is advertised as the card a person would use if they wanted to build up their credit score, without having the risk of spending more than what they can pay back each month. They would get the same benefits the Gas and Restaurant card has, where they get 2% cash back at gas stations and restaurants and 1% cash back on all other purchases.