Discover Card Online Casinos
This guide to online casinos that accept Discover Card provides players with all the information needed to use these credit cards. There are not many Discover Card casinos that you can choose from, but this page lists the best online sites for this type of deposit. It explains why it’s hard to find casinos in the Discover Card network. It also provides how-to information to help Discover Cardholders make online casino deposits.
The Discover Card network has policies on international transactions which makes it harder to use them in online casinos. Our Online United States Casinos guide provides the specific advice you need to comply with this financial institution’s policies. When finished reading, you’ll know which online casinos accept Discover Card and what you need to do to activate payments with your favorite credit card.
Discover Card Casinos
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US Online Casinos That Take Discover Card
Few online casinos accept Discover Card even with your compliance. We’ve researched to find the best casinos for USA players needing to use this payment method. The three online casinos listed accept US real money gamblers, have great deposit bonuses, and allow Discover Card deposits.
|ONLINE CASINO||PLAY NOW|
|#1||BetOnline||$50 – $5,000||100% up to $3,000||Deposit Now|
|#2||Wild Casino||$50 – $5,000||$5,000 Welcome Bonus||Deposit Now|
|#3||Royal Ace Casino||$30 – $2,500||100% Deposit Bonus||Deposit Now|
BetOnline is one of the top-rated online casinos for US players. It has one of the widest selection of deposit and withdrawal methods. This US-friendly site has over 200 games including a great selection of table games, slots, specialty games. You can also enjoy a high-quality Live Casino with friendly dealers.
New players can enjoy a 100% Welcome Bonus of up to $3,000.
Wild Casino has been around since 2017 but is a part of a main casino gaming supplier. It has great quality graphics. WWildCasino carries a good game selection from top gaming providers such as Betsoft and Nucleus Gaming.
Create a new account at Wild Casino and enjoy up to $5,000 Welcome Bonus in signup bonuses!
Royal Ace Casino
USA players can use their Discover credit card to fund their online casino account at Royal Ace Casino. the site has over 150 games including progressive slots with high-paying jackpots. You’ll also find instant play table games and video poker. Join the VIP Club at Royal Ace and enjoy exclusive perks.
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How to Make a Casino Deposit Using Discover Card
Several ways exist to make casino deposits using Discover Card. Online casinos make it easy to pay once the player has signed-up. The same is true when someone signs up with a mobile casino. Increasingly, sites offer a full experience without downloads, using the “instant play” or Flash game option. Players can still download the casino software if they prefer to play from their computer.
This guide helps players that use the Discover Card. The instructions below involve making a deposit without downloading casino software of any kind. The best way to do this is to start at the online casino banking/cashier page.
Find the Banking Page
This is usually found via a link at the top of the homepage. If not found, Google the casino’s name and terms like “banking methods” or “deposit methods”, which should provide a link to the page you need.
Locate the Deposits Page
This page might be divided between Deposits and Withdrawals. If so, navigate to the deposit page. For new players, the deposit menu will appear after you have signed up. For current members, this should be easy to find in your account.
Find the Discover Card Icon
Some sites use the term “Local Cards” or “Credit Cards” in general. If you don’t find Discover on the page, substitute those with the other mentioned options.
This payment option should have a “Deposit Now” or “Deposit” link next to it. Click on this link.
Follow the Steps
The site should have step-by-step instructions to funding your account at this point. Select the option you want, fill in the valid information, and click “Next”. Once the process is done, make sure that the deposit amount is correct.
Make a Discover Card Casino Deposit
Using your charge card’s unique verification numbers, make the payment. Place the correct amount in the prompt box. Be prepared to use the 3-digit verification code on the back of the card, too. This will tell the casino that you are the owner of the card.
Remember to Identify Yourself
If you are having trouble, remember to log-in under your username and account. You’ll need either your Username or Email Address ready, along with your Password. Use the email address you input when you registered.
Contact Customer Service With Any Issues
If any issues arise, contact the site’s cashier department. Online casinos offer Live Chat, email, toll-free faxes, and toll-free phone calls with their support staff. The quickest method is to talk to the cashier via Live Chat. Be prepared to provide proof of identification, if you have never made a payment to a website before. Credit card information also needs to be provided.
Pros of Discover Card Deposits
Within the company’s history, you can already start to see several benefits that a US player has when they use a Discover Card to make a casino deposit. For those on the fence, these pros should give you some perspective on why using a Discover Card to make casino deposits is a good option.
Advantages of Using Discover at an Online Casino
- No Annual Fee
None of the Discover credit cards that they offer come with an annual fee, which makes it a lot simpler to use, without having to worry about paying a fee each year.
- No Casino Fee
On top of the credit card not having any fee, most casinos that accept the Discover Card will not charge the player any fees when making a deposit.
- Cash Back
When you use the Discover Card for any purchase you will get cash back. This makes it an amazing card to use when making a deposit, as those are considered to be purchases, and you will get a refund of a certain percent that is based on what card you have.
- Amazing Customer Service
Being the third-largest credit card and financial company in the United States is not easy. However, Discover has been able to compete with other companies due to how well they treat their customers.
- Multiple Card Options
Discover offers various different types of credit cards that have different benefits. It will depend on you to pick which benefits you prefer to get, ranging from higher cash-back or even getting airline miles to use when traveling.
- No Bank Account Needed
US Players that wish to apply for a Discover Card do not have to do it through their bank, seeing as how Discover is an independent company. It has its own banking platform that handles the transactions and payments.
Cons of Discover Card
With any method, credit card or otherwise, there will always be some drawbacks to its use. For Discover Card casinos, there are not many cons, so it is up to you to decide whether or not the advantages outweigh the drawbacks.
Drawbacks of Using Discover at an Online Casino
- Limited Online Casino Options
Due to their caution when dealing with online gambling, some US players may find that the number of casinos that accept Discover Card will be limited. At some casinos, you will find that they accept any credit card, while others will specifically tell you which cards they take.
- Interest Rates and Additional Fees
As they are an independent company and do not charge an annual fee, they must make sure to limit their own risk when providing credit cards. This comes in the form of interest rates. They do have a wider range when it comes to the APR, which tends to go from 11.24% up to 23.24%. Another drawback is the fact that they also charge a Standard Variable Purchase rate, which is usually a 3% fee for each balance transfer.
Discover Card Casinos: Picking the Right One
As mentioned in the drawbacks, there may be a limited amount of Discover Card casinos that accept these specific cards when making a deposit. Due to the Unlawful Internet Gambling Enforcement Act of 2006, credit card companies have taken extra precautions when it comes to online gambling.
There is nothing to worry about, however, as more states in the USA are becoming friendlier to the idea of online casinos, like Nevada and New Jersey. This is why making sure to find the right Discover Card casino is important. Here are Online United States Casinos‘ recommendations.
Make Sure It’s Reputable
The number one thing to look for when going to make a Discover Card casinos deposit is whether or not that casino is reputable. There are scammers that use a website as a front to collect credit card information, and by accepting Discover Cards could be a red flag as there are not many sites that accept them. Be sure to check if the casino is licensed and regulated by a gaming commission and that they are US player-friendly. Look online for reviews and player forums, like AskGamblers, to see if there are positive or negative comments.
Player Information Verification
Most online casinos that accept Discover Card will have added layers of security and verification; this is a good thing. You will need to prove that you are of the proper age to gamble, which is usually a given since credit cards are given to people that are 18 years or older. You will also have to submit an ID Verification, proving that you are who you say you are, usually in the form of a driver’s license or state ID. It is also a way to make sure that the person that owns the credit card is the one making the deposits. Do this only after you made sure the casino is reputable.
Don’t Abuse the Discover Card Benefits
One of the main reasons that Discover is overly cautious when it comes to online casino deposits is due to the fact that some of their customers will abuse the system and the benefits they have in place. For example, players that make a deposit, lose their money, then claim that their card was stolen will often get their money back and a new card issued. However, the company has been putting a stop to these kinds of claims, so don’t abuse the system at any of the Discover card casinos that do accept this method.
Discover Card Casino Alternative Payment Methods
The Discover Card is not commonly offered as a deposit method at most online casinos. However, there are similar options one can use to make a deposit and get started with online gameplay. Below are a few of these alternatives and what you can expect when using each type.
Bitcoin is a type of digital currency that more and more online casinos are starting to accept. Players will require a Bitcoin account and have to purchase the digital currency and choose this method when making a deposit.
Visa Credit Card & Debit Cards
Visa is perhaps one of the most widely used payment options when it comes to making a deposit for online gaming. Sites like Bovada take Visa deposits. Players simply connect their card number to their player account to get started.
MasterCard Credit Card & Debit Cards
MasterCard is also widely accepted by online casinos. With a MasterCard debit card, players can easily connect an online gaming account to their bank account for quick withdrawals. With a credit card, the deposit will be charged to the card and paid at a later date.
American Express Credit & Debit Cards
Yet another credit/debit option, American Express is also accepted at online casinos, however, not as prevalent of an option as Visa and MasterCard.
Perhaps one of the most secure online banking options, PayPal is a top choice for many casino gamblers. Players simply use their PayPal account, which is connected to a credit card or bank account, to fund their online casino bankroll.
Another great alternative for depositing funds is e-wallets. An e-wallet can be funded in several ways and offers the ability to complete electronic transactions. Top e-Wallet options include Neteller and Skrill.
Why Do So Few Casinos Accept Discover Card?
Discover Card’s Americans-only approach and higher vendor fees hurt its usage. Online casinos are offshore operators, which hampers Discover Card deposits to those casinos. Discover Card assigns an “online gambling” merchant code to most online casino websites. This electronic code is attached to every credit card transaction the Discover Network makes.
Most banks and financial institutions in the United States automatically reject transactions with this merchant code. For that reason, most American real money players cannot use the Discover Card to make online casino deposits.
Whether it’s gaming or non-gaming transactions, vendors do not accept Discover Card as often as Visa or MasterCard. Discover Card is usually accepted where you see the logo for Diners Club anywhere in the world. Diners Club is accepted at sites like 888 Casino, William Hill Casino, and Party Casino.
Activate Discover Card for International Transactions
To activate your Discover Card for international transactions, you’ll need to call your bank and enable the card for international transactions. This makes it easier for a casino to accept payments from your card. If you tell your bank to allow international transactions, the bank might waive this policy for your account specifically.
Activating international transactions is not a 100% solution, though it will make it easier to deposit at an online casino that takes Discover Card in a general sense. The decision is likely to be on a bank-by-bank basis, so you’ll need to ask questions yourself. Remember that every credit card association is a network of thousands of banks, which is why there are no hard-and-fast rules in so many cases.
Discover Card Availability
Discover Card is a viable credit card option that millions of people use on a regular basis. When it comes to Discover Card casinos, however, they can be few and far between. Many online casinos that accept US players and offer international services list ‘credit cards’ as an option for deposit and withdrawal. However, the Discover Card is often not in the mix.
It is important to speak with customer service of the online casino you are visiting to see if this card type is offered. Players can easily feel that general credit card options will include the Discover Card when they actually do not.
What is Discover Card?
The Discover Card was not initially established as a large credit card company, but rather a way for Sears, a large retailer in consumer goods, to expand their portfolio and offer additional services to their customers. It was founded in 1985 specifically for Sears, but one year later it was introduced nationwide.
The financial company has passed through a few hands, starting with Dean Witter, the founder, and then Morgan Stanley until 2007. This was when Discover Financial Services became an independent company.
Comparing Discover to Other Credit Cards
It is one of the few credit card companies that has been able to compete against MasterCard and VISA, as their strategy of having no annual fee worked like a charm; it was uncommon for credit cards at that time to not have an annual fee. They also offered a higher credit limit than other similar cards, but what really earned them their reputation and customer base was their Cashback Bonus. Cardholders could get a certain percent, usually between 2% and 5%, back from the amount of money the spent; which was refunded to the account.
They also started getting big business from retailers, as they would offer them much lower merchant fees, including the fact that they do not charge a percentage fee. It was able to get into many retailers, like Sam’s Club, who had used them exclusively until recently where they have also started to accept MasterCard.
Tough Road for Discover
It wasn’t all goodie gumdrops for Discover, as they had to jump over many hurdles to become as big as they are today. In 2004, they challenged the exclusionary policies that VISA and MasterCard had, where they would not allow banks to offer the Discover Card. The Supreme Court ruled in favor of Discover and discontinued those practices. It not only helped them but other credit card companies as well.
Types of Discover Cards
Discover offers four different types of credit cards: Cash Back, Travel, Student, and Secured. Each will give the user different benefits, but in order to apply for any of them, you must meet certain requirements. For instance, the Student credit card will not be issued to someone that is not studying in a college or university or has some ties to an educational institution. Being able to get one of these cards will be a good step towards playing at Discover Card casinos.
Cash Back Credit Cards
There are three cashback Discover credit cards that can be applied for that have some similar and different benefits to offer. None of these cards come with an annual fee, but the player would have to pay between 11.24% and 23-24% in interest each year depending on their creditworthiness. The Discover it cards have such a good reputation of being trusted and fair that customer satisfaction is very high, and have even been added to the best credit cards list of Money Magazine.
- Discover it® card: their most popular card, where the US players would receive 5% cashback on certain purchases, and 1% cashback on all other purchases.
- Discover it® NHL® card: this card has all of the same perks as the regular card but will allow those NHL fans to pick from the 30 different designs.
- Discover it® Gas and Restaurant card: this card has more specific benefits, where the player would get 2% cashback at gas stations and restaurants while still having the 1% cashback on all other purchases.
Travel Credit Card
Discover only offers one type of travel credit card, the Discover it® Miles card. This would be the perfect credit card for those US players that like to travel a lot, whether it is for work or pleasure. It gives its user 1.5x Unlimited Miles on every purchase made, and the perk is that the miles never expire. For the new cardholders, they will receive double miles during their first 12 consecutive billing periods. They would get the same APR of 11.24% up to 23-24% as the regular cash back cards.
Student Credit Cards
Just as the name suggests, these credit cards are designed with a student in mind and are offered mainly to those who are studying. However, it doesn’t have to be exclusively for students, as they have higher restrictions on its use and have a higher possible APR, ranging from 13.24% and 22.24%; as a student usually don’t have any creditworthiness. There are two cards to pick from:
- Discover it® chrome for Students card: comes with 2% cash back at gas stations and restaurants and 1% cash back on all other purchases.
- Discover it® for Students card: the perks are like the regular card, 5% cash back on certain purchases, and 1% cashback on all other purchases.
Secured Discover Card
The Discover it® Secured card is similar to a prepaid or debit card but has the benefits of use just like a Discover credit card would have. You would apply and provide a deposit, where if you deposit $300, you get a $300 credit line. This card is advertised as the card a person would use if they wanted to build up their credit score, without having the risk of spending more than what they can pay back each month. They would get the same benefits the Gas and Restaurant card has, where they get 2% cash back at gas stations and restaurants and 1% cash back on all other purchases.
Discover Card Casino Deposits FAQ
We have covered most of the aspects related to online casino deposits made with a Discover Card. Below you will find some common questions players also ask about this payment method.
Players Also Ask About Discover Casino Deposits
How do I get a Discover Card?
You can apply directly through the Discover website, discover.com, or through any of the approved banks that they offer their services through. Applying directly to them will help avoid any additional requirements that a bank needs to issue you a credit card.
How do I use my Discover Card to make a Deposit?
When making a deposit with a Discover Card at a casino site, follow the same steps as you would with any credit card. Fill out the necessary information, including name, address, credit card number, and deposit amount.
Is it safe to use a Discover Card with an online casino?
Making a deposit with Discover is as safe as you want it to be. Be sure to follow the steps on picking a Discover Card casino to ensure that the casino is reputable.
Do Online Casinos Accept Debit Cards?
Yes, most online casinos will take debit cards as a form of deposit and withdrawal
What Online Casinos Accept Debit Cards?
Most online casinos accept debit cards for deposit needs as well as withdrawals. Examples include BetOnline, Bovada, and Sportsbetting.ag
Can I Gamble Online with Credit Cards?
Credit cards are an acceptable form of payment for making a deposit and beginning real money gambling online. Credit cards that are commonly accepted include Visa and MasterCard. Discover and American Express are also viable options at some online casino sites.
Can I use a Discover Credit or Debit Card to Gamble at an Online Casino?
Unfortunately, a Discover credit or debit card is not a common option for real money gambling online. Reputable sites do not usually offer this card type for deposits or withdrawals.