High Limit Blackjack

high limit blackjackHigh limit blackjack is a term used when players sit and play at blackjack tables that have much higher betting limits than they would normally find. When deciding between low or high limit blackjack gambling, you have to consider what these terms mean. Some players may believe a low limit is $1-a-hand and high limit is $20-a-hand, while others may consider $100-a-hand low limit and $50,000-a-hand as high limit blackjack.

This page mostly deals with the best online casinos available, so this gives us a frame of reference as to what constitutes low limit and high limit blackjack play. The most popular online casinos have minimum bets of $1 in most cases and a maximum bet of $500 per hand; these can get up to $5,000 max limit at VIP blackjack tables. So for the purposes of this page, any bet of $100 to $500 per hand is a high roller.

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Online High Limit Blackjack Betting

While betting $100 per hand at the blackjack table is a fairly common sight in the larger land based casinos, if you play this much or more per hand online you place yourself in the top 1 or 2% of gamblers as far as volume. This level of play is enough to earn perks and special offers. If your online casino isn’t willing to offer special deals, you should find another place to play.

You’ll learn more about the maximum betting limits for online players, about perks and bonuses, bankroll and deposit considerations, and how to cut down the house edge a much as possible.

Maximum Wagers

While a few online casinos around the world accept wagers of $1,000 or more per blackjack hand, the highest per hand amount available to some players at this time is $500. Bovada is a US friendly online casino that has a $500 max limit per hand at its blackjack tables.

If you plan to make maximum bets on the lower end of the scale, $100 for example, you’ll find that most online casinos will accept your bets.

Few players flat bet while playing blackjack, so you should plan for your maximum and minimum wagers for each playing session. You might place bets ranging from $20 to $100 or from $100 to $500.

At this time if you want to place bets larger than $500 per hand you’re probably going to need to travel to a fair sized casino instead of playing online. It’s possible if you start playing at $500 a hand and prove to be a good customer you may be able to get the online casino to raise your limits.

Bet Big, Win Big

One good example of effectively using the high limit blackjack wagers is Mr. Packer and the $20 million he won. By playing at the high roller tables, he was able to use his already big bankroll to increase his bets and profits. He obviously used proper blackjack strategy to always keep the odds in his favor, as he placed the high limit bets allowed at the casino blackjack table. Play smart and use the max wagers when you can, and anything is possible.

Bankroll Requirements

As a high limit online blackjack player, you need to determine how big your bankroll needs to be to support your play. In order to figure this out you need to know:

#1
How many hands per hour you play.
#2
Your average bet size.
#3
The house edge of the game you’re playing.
#4
The strategy decisions you make.
#5
How long you want your bankroll to last.

In the long run, you can’t beat online blackjack, but if you can get good enough perks and high enough bonuses you may be able to play a break even game once you take everything into account. But in order to determine your bankroll needs, you have to ignore the perks because they rarely come in the form of cash that you can bet at the tables. The bonuses can be wagered, so we’ll see how they factor in when figuring out your required bankroll. The way to determine your bankroll is by:

  • The Number of Hands Per Hour -X- The Average Bet -X- The House Edge = Expected Hourly Loss

This gives you your expected average loss per hour in the long run. Then multiply this by the number of hours you want to be able to play on your bankroll to get the minimum amount you should have.

More realistically you should have twice this amount because the average may take a long time to work out and you want to be able to ride out both the highs and the lows. The nice thing is most bonuses offered by online casinos will match your deposit 100%, so a bonus may double your bankroll.

Bankroll Management Example

#1
Your average bet is $100 per hand.
#2
You play 100 hands per hour.
#3
You use a strategy that gives you a house edge of .006, or six-tenths of one percent.
#4
Calculation: 100 X $100 X 0.006. Your expected hourly loss is $60.
#5
If you want to play for 80 hours, your minimum bankroll should be $4,800, but you should really have at least $9,600.

Simply multiply this amount by five if your average bet is $500. So your bankroll would need to be a minimum of almost $25,000 with a comfortable amount of $50,000.

While we support every player’s right to play whatever games they wish at whatever limits they want, this example points out how much it costs you to play high limit blackjack. Of course, you can’t have big winning days without playing high limit blackjack, but these big wins will be offset by big losses on other days.

Deposit Issues

Now that you know how big your bankroll needs to be, you need to consider how you’re going to get all of this money into the casino. Players in the US have fewer options than most players, and transferring large amounts can get complicated.

The reason it can be complicated is that the banks in the US are scared of dealing with online gambling transactions. The government has made a number of threats over the years that if the banks know what you’re doing they might not help you with your transaction.

Credit Cards Most Popular Option

Credit cards

Most high limit blackjack players use a credit card to make a deposit and start playing. When you’re talking about $5,000 and more, some online casinos won’t accept credit card deposits this high. For those high limits, the best option is probably a bank wire.

Only you can decide how to proceed, but if you tell the bank what you’re doing with the money don’t be surprised if they deny your wire request.

Casino Customer Support

For other possible options, contact the support department of the online casino where you plan to play to see what they recommend. Legitimate online casinos want your play, especially if you’re a high roller, so they’ll try to help you with your deposit needs.

Perks and Rewards

Casino Perks icon

If you’re a high limit blackjack player, you should be receiving perks and special deals from the online casinos. If you travel to Las Vegas and play as a high roller, they offer all kinds of perks. You can get free hotel rooms, free meals, free flights, free vacations, and just about anything else you place value on.

Smart casinos know how much their high-roller play is worth and are willing to give a percentage of that back to the player in the form of perks. If a player is worth $10,000 every time he comes to town, it’s well worth the casino spending $2,000 on meals, a flight, and a suite to keep the player happy.

Online Casino Perks

Many online casinos are willing to operate the same way to earn your play, but many of them have to be asked before they offer the best deals. Some online casinos have a players club where players earn a portion of their play-back in the form of bonuses or other offers, but if you’re willing to play at a high enough level you may be able to get a better deal.

Most players are eligible for bonuses on their deposits and when they make future deposits, so we cover them in the next section.

#1

Cash Back Programs

At the top of any high limit blackjack player’s list should be trying to get a loss rebate program in place. A loss rebate program gives you back a percentage of your losses over a set period of time. It’s in your best interest to make this period of time as short as possible, but it’s in the casino’s best interest to make it as long as possible. The casino will probably want it to be a month and you want to try to do it on a daily basis. Most online casinos that’ll agree to a loss rebate deal will offer it in the form of an additional bonus.

#2

Non-Cash Prizes

Would you like to earn tickets to a Broadway show or a trip to an exotic locale? Whatever you desire you can ask for in the form of perks. The common rule of high rollers is you won’t get much of anything if you don’t ask. You may not get it if you ask, but it’s the only way to find out.

#3

Free Event Entries

Some online casinos will award their high rollers with free entries to tournaments or other special events. Maybe they’re running a high stakes blackjack tournament or a big poker series and can offer a free entry in return for a certain amount of your play.

#4

Bonuses and Gift Cards

Most, if not all, online casinos offer new and loyal members different kinds of bonuses. Each casino bonus can give players thousands of dollars in free playable cash. With some obvious wagering requirement, players can use these to ther advantage. Gift cards and certificates are also popular among many high limit players.

If you can’t find details about the player’s club or rewards, ask the support department. If they don’t have one, explain the level of play you’re willing to commit to and see if they have anything to offer. If not, simply try a different online casino. You’ll find one that wants your play.

If you’re not finding what you want, you may be forced to start playing with less than the perks you want. If this is the case, keep detailed records of all of your play and contact the support department again after you play for a month. If they still won’t offer you what you feel is fair, you can use these detailed logs to show another casino your level of play.

Make sure you remain civil during these discussions. You may be surprised to find that many online casinos are part of larger groups of casinos that are all owned by the same big company. You may find that you’re dealing with the exact same people in the support department of more than one online casino.

Casino Bonuses

Online Casino Bonuses deposit bonusAlmost every online casino offers a standard sign up bonus, but they’re not all the same. Many of them won’t allow blackjack play, and they all have strings attached in one way or another. Even high roller blackjack players can have a difficult time finding good bonus offers.

The first problem is most bonuses aren’t for blackjack players. If you play blackjack with a bonus designed for slots players, you might have to forfeit the bonus and any winnings you‘ve compiled.

Each bonus also has specific play through requirements and terms you have to follow. Even when you find a bonus that allows blackjack play, you may find that play at a blackjack table only counts as 10% toward clearing the bonus. This means you have to play 10 times more, which makes it virtually impossible to clear a bonus before you run out of money.

As a high limit player, make sure you ask about special bonuses. Some high roller rewards programs unlock special bonuses based on your total amount wagered.

The two most important things to remember about high limit blackjack bonuses are:

  • Always read the terms and rules.
  • Always make sure it specifically says you can use it to play blackjack.

Game Conditions

If you’re going to play blackjack at the highest limits, you need to do everything in your power to reduce the house edge. When you’re wagering $10,000 an hour or more, a single percentage point difference in the house edge is worth $100 an hour. A tenth of a percentage point is worth $10 an hour.

When you play 20 or more hours a week this adds up quickly.

One of the best ways to lower the house edge is by finding games that offer favorable house rules. The other way to reduce the house edge is by playing the best strategy, which we discuss in the next section. Every blackjack player needs to seek tables with good rules, but it’s more important at these stakes than ever. Here are common rules you should look for.

#1
Blackjack games that offer the surrender option are more favorable for the player and you should never play at a table that pays less than three to two for a natural blackjack. Casinos have been trying to convert to six to five blackjack payouts, but you should not play on these tables because it makes the house edge too large.
#2
You also want to be able to double down on any two cards – after splits if possible. Being allowed to split aces and then double is favorable to you as well.
#3
Finally, if the dealer hits on a soft 17 it’s slightly more favorable to the house than if the dealer has to stand on a soft 17.

Learn more about blackjack rules variations on our online blackjack page.

Strategy

blackjack strategyOnce you find the best rules, you need to learn how to play basic strategy in order to make sure the rules supply the lowest house edge possible. The good news is this is fairly easy and straightforward for high roller online blackjack players.

The easiest thing to do is print a strategy chart like the one we provide on our blackjack strategy page. One of these charts shows the best play in every situation based on the mathematics of the game. Every situation has a most profitable play, so if you do anything other than the best play, you give the house an extra edge.

If you don’t play the best possible strategy you may be giving the house a 3% or higher edge. With good rules and proper strategy, you can usually get this edge down to around a half percent.

Once you have the chart, place it beside your computer so you can study it and check it before making any strategy decisions. This way you never make a mistake while playing.

Conclusion

High limit blackjack players deserve the best bonuses and perks from online casinos because these players are willing to risk the most money. So you have to ask for as much as you can get. If you can’t get what you want in one place, start shopping around. Just like the casinos in Las Vegas hunt for whales, the online casinos want the biggest players in their casinos as well.

As a high roller online blackjack player, you need to make sure you’re getting the best perks and bonuses, finding the best games, and using basic strategy so your bankroll lasts as long as possible.