Online Casinos That Accept Zelle

Written by: Webster Lupton , Casino Reviews, Gambling, and Sports Journalist

Zelle is a peer-to-peer payment service US citizens use to send money directly from one bank account to another. For online gamblers, it provides a secure, free way to fund casino accounts straight from their bank.

Importantly, casinos that accept Zelle will ask for the last four digits of your SSN before your first deposit—this is part of their standard verification process.

I’ve personally used it for deposits at various gambling sites, and today I’ll break down how it works, which casinos accept it, and the best way to use it for online gambling.

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How to Use Zelle at Online Casinos

Zelle Logo

Zelle is a simple way to send money using your day-to-day bank account. Its network includes over 200 US financial institutions.

I use it to deposit into online casinos because you have more control over your transactions without sharing any sensitive payment information.

But here’s the thing: not every US online casino accepts Zelle, so you’ll want to check first to ensure it’s an option.

I’ll show you a complete step-by-step of how to use it below.

Deposit Using Zelle

  1. Check if Your Bank Is Available in Zelle

    First, make sure your bank supports Zelle. You can check on your bank’s website or through the Zelle app. Most major banks, such as Bank of America, Chase, and Wells Fargo, offer Zelle.
  2. Login to the Casino & Contact Support

    Log in to an online casino that accepts Zelle, then contact customer support. They’ll help you set up the Zelle option.
  3. Go to Cashier & Select Zelle

    You’ll be prompted to enter your personal information, such as your name, address, and the last four digits of your Social Security Number (SSN).
  4. Enter Deposit Amount

    Type in the amount you want to deposit. The casino’s cashier page will then provide you with the name, email address, and order number needed for the transaction.
  5. Start a New Zelle Transaction

    Open your bank’s app or the Zelle app, and start a new Zelle transaction.

    Add the casino as a recipient using the name and email address they gave you. Then, pick the account you want to use and enter the same deposit amount you chose on the cashier page.
  6. Add the Order Number

    When you set up the transaction, be sure to put the order number in the “memo” section. This will link your deposit to your casino account.
  7. Complete the Payment

    Double-check all the details, set the ‘Send Date’ to ‘Now,’ and hit ‘Continue’ to finish the payment.
  8. Verify Your Deposit

    Check your online casino account to confirm that the funds have been credited. Zelle deposits usually show up within a few minutes.

Withdrawals

Follow these simple steps to withdraw your casino earnings to your Zelle App.

  1. Click Withdraw or Cash Out

    Click Withdraw and then choose your payout method. This is the start of a process that is the reverse of the deposit process.
  2. Click on Zelle if it is Available

    Then follow the instructions. If you don’t see Zelle displayed, see if a Bank or Wire transfer option lists Zelle. Your other option would be to withdraw using Bitcoin.
  3. Double Check Your Personal Information

    Before confirming your withdrawal, verify your information is correct.
  4. Put in an Amount and Click Withdraw or Send

    Your money will be transferred to your bank account via Zelle, or to your Bitcoin wallet, from which you can use Zelle to move the funds back to your bank account.

Common Issues and Troubleshooting

  • SSN Requirement: You must provide the last four digits of your Social Security Number (SSN).
  • Matching Information: To avoid any hiccups, make sure all details, like your name, middle initial, etc, match exactly between the casino’s cashier page and your SSN records.
  • If Zelle isn’t an option at your favorite casino, you can use it to fund a Bitcoin account and deposit that way. (I’ll explain how to do that below.)

What if Zelle Is Not Listed as a Banking Method?

If Zelle isn’t listed among the payment methods, don’t worry, some casinos list it under Bank Transfer. So, just click that option, and you’ll be able to deposit.

If you still can’t see it there, simply pick Bitcoin as your deposit method and use Zelle to fund your Bitcoin wallet.

Zelle acts as the middleman, transferring money directly from your bank to your BTC wallet.

Zelle Online Casinos

After hours of research and testing online casino deposit options, I’ve found Lucky Red Casino is one of the few sites that directly accept Zelle.

Here’s how my experience went.

Lucky Red Casino

Lucky Red Casino Featured Image with Logo

Lucky Red could be a decent choice since they are among the few sites that offer Zelle as a banking option without extra fees.

Zelle transactions were quick and seamless on this site. Plus, customer support made setting up everything very easy.

The game selection is from RealTime Gaming, and it includes a good mix of slots and video poker, but the experience can be hit or miss, depending on how you play.

The browser version is quite buggy, so to avoid frustrations, I’d suggest downloading their software.

Online Casinos Where You Can Use Zelle with Crypto

Explore our selection of top online casinos where you can play with cryptocurrency using your Zelle account.

Each site is carefully selected based on its reputation, security measures, and user-friendly deposit and withdrawal processes, ensuring a reliable and seamless experience.

RANK ONLINE CASINO BONUS # OF GAMES MIN DEPOSIT START
1 DuckyLuck Casino Logo DuckyLuck Casino BONUS 500% up to $7,500 # OF GAMES 699 MIN DEPOSIT $25 Play Now
2 Bovada Casino Logo Bovada Casino BONUS 125% up to $3,750 # OF GAMES 549 MIN DEPOSIT $5 Play Now
3 SlotsandCasino Logo SlotsandCasino BONUS 500% up to $7,500 # OF GAMES 691 MIN DEPOSIT $25 Play Now
4 BetUS Logo BetUS BONUS 150% up to $3,000 # OF GAMES 491 MIN DEPOSIT $10 Play Now
5 Cafe Casino Logo Cafe Casino BONUS 350% up to $2,500 # OF GAMES 547 MIN DEPOSIT $5 Play Now

DuckyLuck

When it comes to online casinos, DuckyLuck is our top pick. With a selection of 600+ casino games, you’ll find a good variety of titles to choose from top software providers like Rival Gaming and Betsoft.

If you’re a jackpot hunter, you’ll find on this online casino dozens of progressive jackpot slots. They even have a live dealer section that can bring an authentic casino atmosphere right to your screen.

Try out all the casino games like baccarat, blackjack, keno, roulette, and video poker by taking advantage of their $7,500 welcome bonus.

If you make your first deposit with Bitcoin, you get a 600% bonus on your next deposit! But you must deposit at least $25 to qualify.

Bovada

Bovada offers an all-in-one gambling experience featuring a casino, a sportsbook, and poker rooms. I chose it as a top Zelle online casino because of the surprising volume and variety of casino games it hosts.

While their collection of 550+ slots is appealing, avid slot players might find the selection limited compared to other casinos offering a wider array of attractive titles.

You’ll find Golden Buffalo, Year of the Rabbit, and A Night With Cleo among the most popular titles.

However, Bovada stands out with its exceptional poker rooms, blackjack titles, and specialty games. It also hosts numerous standout tournaments that distinguish it from other online casinos.

Red Dog

Among the online casinos that accept Zelle through MatchPay, Red Dog stands out with an impressive lineup of over 800 titles from leading software providers.

You’ll find a nice variety of table games, video poker games, and live dealer options to choose from.

The minimum deposit is $10 with Neosurf and $20 with Crypto. When you sign up to Red Dog, you’ll earn a bonus deal up to $8,000.

Is Zelle a Safe Deposit Method?

Zelle has prioritized security since its beginning. Owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, US Bank, and Wells Fargo, this app is trusted by over 200 US banks.

Given its popularity, security is crucial. However, the registration verification steps reassured me. Transactions only require an email or phone number.

When sending money to a trusted online casino, they employ SSL protocols for safety.

Pros and Cons of Using Zelle for Online Gambling

  • Zelle P2P transactions are quick and convenient.
  • Security is backed by major banks.
  • There are no additional fees or charges.
  • You can buy Bitcoin with Zelle.
  • Not all online casinos offer Zelle.
  • You have to use a bank account.
  • Withdrawals usually require extra steps.

Use Zelle With MatchPay to Deposit

Sites like Bovada let you connect Zelle with MatchPay. It allows peer-to-peer credit trading, easily convertible to cash. Here’s how it works.

  • Log in to Matchpay and enter the amount you want to deposit.
  • Matchpay will find a match, and you’ll receive their details, including their Zelle username.
  • Open your bank’s app or the Zelle app and send the amount using the username you got.
  • Enter the amount you agreed to on Matchpay, and send the payment through Zelle to the matched user.
  • Confirm that you’ve sent the payment on your Matchpay account.
  • The person you sent the money to will confirm they’ve received it, and once they do, the funds will be added to your casino account.

MatchPay pairs you with potential buyers who initiate the trade when matched.

Note that Zelle transactions are processed only on business days, not on weekends or holidays. Moreover, a maximum of two MatchPay withdrawals can be requested within 24 hours of the first withdrawal.

Your MatchPay credit balance will be displayed under the withdrawable balance on your casino account, but remember, MatchPay credits can’t be directly transferred to your personal bank account.

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Other Payment Alternatives for Gambling

Online gamblers can choose from a vast array of payment methods at internet casinos these days. All are safe and reliable, though some are faster than others, depending on the casino. Here are a few:

Online Casinos that Accept Bitcoin

Bitcoin is the original cryptocurrency and the most used. Its popularity and anonymity have made it a fixture at online casinos.

Its blockchain technology relieves casinos of many processing steps, so BTC users are rewarded with bonuses.

Online Casinos that Accept CashApp

Cash App is a popular mobile-friendly peer-to-peer payment method that users fund with a credit card or bank account.

It is rarely a direct payment system at online casinos, but Cash App is in the MatchPay network, and you can also use this digital wallet to buy Bitcoin.

Online Casinos that Accept Visa

Since so many people use Visa cards, almost all top online casinos offer that payment option.

You still have to plug in the long numbers for transactions, but the 3-digit CVC has improved security and made repeat payments simpler.

Start Playing at Online Casinos with Zelle

Zelle has gained popularity among numerous US banks for peer-to-peer payments. While it’s available for online casino payments within its network, many casinos aren’t part of it.

Due to many casino sites’ non-membership, using Zelle often involves funding a Bitcoin account and paying with BTC. But as I showed you, Lucky Red can be a good option.

Yet, Zelle has limitations. It might not suit international transactions or withdrawals from certain casinos. For diverse financial needs, options like PayPal or ApplePay might be more suitable, especially if you’re outside the US.

However, it’s a convenient choice if you need swift transfers to Zelle online casinos within the US.

Frequently Asked Questions

Here are answers to typical questions about using the Zelle pay app for online gambling.

Does Zelle work with Cash App?

Zelle works with Cash App through the MatchPay network, so a Zelle user can trade credits with a Cash App user.

Is Zelle available in the US only?

Yes, Zelle is available in the US only because it works only with US banks.

How long do deposits with Zelle typically take?

Deposits with Zelle typically take minutes if a casino is a member of the Zelle network. If the casino is not, the indirect funding procedure may take longer.

Do most online casinos accept Zelle?

Most online casinos do not accept Zelle as a direct payment system. But Zelle is among the MatchPay payment methods, and casinos accept MatchPay. You can also buy Bitcoin with Zelle.

Can I reverse a Zelle casino deposit?

No, you cannot reverse a Zelle casino deposit or any other type of Zelle transaction.

Can I use Zelle for international online casinos?

Zelle works only with US-based banks, so international casinos that do not use US banks cannot accommodate Zelle payments.

Webster Lupton

Editorial Expert and Senior Content Staff

Webster Lupton Casino Reviews, Gambling, and Sports Journalist

Webster Lupton is a journalist and expert casino and sports writer with over 30 years of experience. He is a veteran journalist who specializes in thoroughly researched online casino reviews. Webster is also a published author that enjoys the outdoors and birdwatching.

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