Online Casino Deposit Methods

Online casino deposit methods are payment services used to make a deposit into a player’s account. A variety of payment methods exist, including credit cards, debit cards, web wallets (e-wallets), e-vouchers, bitcoin, and bank wire transfers. This article discusses the major deposit methods available to players, while providing specific information about the best ways to make a first deposit.

Online casino deposits are designed to be simple and secure. Payments are made almost instantaneously; depending on the method used. Gamblers are provided with a large list of payment methods, with the best online casinos offering dozens of methods. Operators want depositing to be as quick and secure as possible.

A lot of payment types exist, but the specific casino deposits we focus on are the brand name options. Players often want to know why some methods are available in more casinos than others, or why some allow for withdrawals and others don’t. This page explains those questions, while clarifying some misconceptions about payment methods.

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Casino Deposit Methods

The best casino deposit methods are credit cards like Visa and MasterCard; with Bitcoin is being used by more sites each month. Visa is the single most popular way to fund an Internet casino account, because it’s the largest credit card network in the world. MasterCard has about 80% of the worldwide purchases that Visa does each year, so it’s no surprise that MasterCard is the second-most popular deposit method. Bitcoin is becoming one of the most popular deposit methods, because the virtual currency offers a nice combination of anonymity, security, and flexibility.

Players often wonder whether American Express, Discover Card, and Western Union are payment options. These are offered with less frequency due to decisions made by the financial institutions themselves. In each company profile below, we discuss which casinos accept payments from each method. OUSC also recommends a couple of online casinos that accept each type of payment.

VISA Deposit Methods

Visa is the largest credit card association in the world, with over US$6.8 trillion in total transactions in 2015. No charge card is accepted at more online vendors than the Visa Card. The same can be said for Visa online casinos. 3,123 online gambling sites accept cards issued by the Visa Inc.

Options
Benefits
Drawbacks
Visa casino deposit
  • Fast deposit (instant)
  • Accepted on all US Casinos
  • No casino fees
  • Credit cards transaction fees
  • Interest rates

Visa has a variety of debit cards issued by Visa Inc. These also work for deposits. The list includes Visa Electron and Visa Debit, previously known as “Visa Delta”. Transactions are processed through the Plus and Interlink payment methods. All of the top online casinos in the United States gaming market accept Visa credit, debit, prepaid, and gift cards. This is the most flexible and useful deposit method currently available.

Recommended VISA Casinos

Slots LV CasinoSlots.LV is one of the best US-facing online casinos with Visa casino deposit methods. Most online casinos allow charges with the Visa card, but Slots LV includes all credit, debit, prepaid, and gift card options from Visa. Slots.lv is powered by all the best casino software providers.

32Red CasinoFor international gamblers, 32Red Casino is a popular site which publishes its return-to-player and receives high marks for trust and reliability. Most importantly, 32 Red Casino accepts VISA as a deposit method.

MasterCard Deposit Methods

MasterCard is the second-largest credit card network in the world, with about 80% as much volume as Visa handles in a year’s time. MasterCard is also the second-biggest credit card used for the online gambling industry, as MasterCard is accepted at the 3,069 online gambling sites.

All of the best online gambling sites can be considered MasterCard casinos. They accept payments with the company’s credit, debit, prepaid, and gift cards. MasterCard’s various debit cards are available for deposits.

Options
Benefits
Drawbacks
MasterCard casino deposit
  • Fast deposit (instant)
  • Accepted on all US Casinos
  • No casino fees
  • Credit cards transaction fees
  • Interest rates

One major difference is that MasterCard is almost never a withdrawal method. The financial institution does not want to transact payments involving gambling winnings, so you will find few MasterCard online casinos which handle cashouts. For such payments, you’ll have to pair your credit card with bank wire transfers or checks by courier or mail.

Recommended MasterCard Casinos

Las Vegas USA CasinoLas Vegas USA Casino is our recommended US-friendly online casino for those wanting to use MasterCard credit cards. LasVegasUSA Casino uses RealTime Gaming software and has a $5000 welcome bonus for new players.

888Casino888Casino is the recommended online casino for international players. 888 Casino offers a full range of MasterCard casino deposit methods for Europeans, Asians, Australians, and Latin Americans. They also accepts players from New Jersey, Nevada, and Delaware.

AMEX Deposit Methods

Amex handles 24% of the credit card transactions in the United States each year, but its percentage of online gambling transactions is much smaller. Despite being around since 1850, American Express online gambling imprint is relatively small. There are roughly the same number of American Express casinos as there are Bitcoin casinos.

Options
Benefits
Drawbacks
American Express casino deposit
  • Fast deposit (instant)
  • Accepted on most US Casinos
  • Low casino fees
  • Credit cards transaction fees
  • Interest rates
  • Limited casino options

In all, 320 casinos accept Amex payments. Like MasterCard, Amex cards are for deposits only. Any gambling site that accepts payments from American Express are not going to allow withdrawals with the Amex charge card. Players will have to use a bank wire transfer or payment-by-check to collect their winnings, because the company doesn’t want to be associated with casino gambling. Some of the best online casinos in the United States gaming market accept American Express deposits.

Recommended AMEX Casinos

Bovada CasinoBovada is our pick as the best U.S. online casinos which allows the American Express casino deposit method. Bovada is the successor to Bodog in the United States gaming market, complete with software from RTG, Rival Gaming, and Betsoft.

Desert Nights CasinoDesert Nights Casino is a good option for non-Americans who want to use their AMEX card. Deserts Nights has a progressive jackpot tied to a deposit bonus, while it offers support for a variety of languages and currencies.

Discover Card Deposit Methods

Discover Card provides the benefits of an instant play and low casino fees, along with cash back benefits. Drawbacks include transaction fees, interest rates, and limited participation from casinos. The Discover Network places a code on payments to known gambling-related websites, which means many Discover charges to online casinos are disallowed.

Options
Benefits
Drawbacks
Discover Card casino deposit
  • Fast deposit (instant)
  • Low casino fees
  • Card benefits (cash back)
  • Credit cards transaction fees
  • Interest rates
  • Limited casino options

Those who use the Discover Network need to speak to their bank in order to approve international payments, but this means your Discover charge card works in many instances.

Recommended Discover Card Casinos

Slots LV CasinoSlots.lv Casino is our choice for an American-friendly online casino which accepts Discover Card payments. Slots LV Casino is one of two websites owned by Lynton Limited and it uses Betsoft software, which offers the best graphics in the US gaming market.

BetOnline CasinoUS players are welcome at BetOnlinebut it also allows accepts international players. BetOnline Casino provides casino, sports betting, and poker gaming, while also accepting the various Discover casino deposit methods. Keep in mind you’ll need to call your bank and allow international transactions on your charge card.

Western Union Deposit Methods

Western Union is a wire transfer service which has been around since 1851. Western Union or “WU” is a preferred way to handle cash transfers and money orders in real life and it’s a preferred deposit method in online gambling. Players who don’t see it listed my look for “Money Transfer”, which is synonymous with Western Union in online gambling. Some sites state “Rapid Transfer” is a term for Western Union, but that term describes MoneyGram payments. Online casinos which use Western Union offer one of the safest methods to transfer electronic funds in the world.

Options
Benefits
Drawbacks
western union option
  • No credit card required (cash transfer)
  • Accepted on most casinos
  • Many online services
  • Transfer fees from WU
  • Deposit wait time is longer

Recommended Western Union Casinos

5Dimes Casino5Dimes Casino & Sportsbook is the best online casinos for Americans who want to use the Western Union casino deposit method. 5 Dimes is an old and trusted site in the US gaming market and its bonus promotions are the most flexible in this niche.

Ladbrokes casinoLadbrokes Casino is the best international casino which accepts Western Union deposits. Ladbrokes has been taking sports bets since 1886, but it now offers online casino gambling using the famous Playtech software. Remember that Western Union sometimes is listed as “Money Transfer” on some sites.

Bitcoin Deposit Methods

Bitcoin is the leading digital asset and payment system on the Internet. Bitcoin casinos are becoming much more common these days. At the moment, 242 online gaming sites accept Bitcoin as a form of payment. For a time, the Bitcoin online casino industry was a niche of its own. Little-known sites like Fortune Jack, BitStarz, and Casino BetChan became the new standards in the Bitcoin casino market. Now, the mainstream online casinos are embracing Bitcoin payments. The virtual currency is now becoming a popular online casino deposit and withdrawal method.

Options
Benefits
Drawbacks
bitcoin casino deposit
  • Totally anonymous
  • Virtual Currency
  • Limited casino options
  • Deposit wait time is longer

To start using bitcoin, casinos ask players to choose a Bitcoin service. The full list of services is huge, but the list of services on Bitcoin.org include Copay, Airbitz, BitGo, Coinomi, GreenBits, and Bitcoin Core. Slots.LV suggests getting bitcoins from exchanges like Kraken or Circle, or finding the closest ATM machine and buying them with “Bitcoin ATM”.

Recommended Bitcoin Casinos

Ignition CasinoIgnition Casino is new to the American gaming market, but the US-only is one of the new wave of casinos using the Bitcoin casino deposit method. Ignition Casino is well-connected and well-funded, because it bought Bodog Poker room in the summer of 2016.

Bodog CasinoInternational players who want to gamble using a Bitcoin wallet should consider Bodog Casino. Though it’s not in the US gaming market anymore, Bodog offers to the international gambling community its online and mobile casino content, along with its famous poker room, sportsbook, and racebook.

Why Credit Cards are the Top Casino Deposit Option

online casino deposit optionsCredit cards rule the world of finances, as trillions of dollars go through the main companies involved in delivering this service. Casinos prefer safe and fast options when receiving a deposit from their members. For this reason, all casinos will accept credit cards deposits; making them the safest online casino payment option currently available. Banks and other financial institutions back credit card deposits, guaranteeing the casino and the player that the transaction will be successful.

The majority of the people in the United States, as well as those in other countries, have easy access to credit cards, whether it is VISA or from another company. They can acquire them through their bank, or in some cases, directly with the credit card provider; Amex and Discover. This shows just how large these companies are, as they dealt $195.56 billion dollars in purchases in 2014 worldwide, and make up the majority of the market share in the US.

Having credit cards deposits as an option, is why players prefer to use these methods, as they provide security, reliability, and deposit the money into your casino account almost instantly. However, there are players who don’t have access to a credit card for any number of reasons, including:

  • No credit/not enough creditworthiness
  • Bank denied application
  • Doesn’t want or use a credit card

In the case that a player doesn’t have a credit card, Western Union is another convenient option that US players can use when they want to make an online casino deposit.

Credit Card Alternative: Western Union

Western Union casino deposit
Western Union is a fast and easy way for players that do not have or want to use a credit card to make their casino deposit. You can use any of their multiple methods of making a financial transaction, whether you use cash at one of their agent locations, use your bank account to send money online, or even use a debit/credit card as a means to send funds through Western Union. With this option, there is no need for a credit card to make an online casino deposit.

Safety and Security

All of the casino deposit options come with their own added level of security that guarantee the player that they will receive the best service possible. We only recommend online casinos that have a proven track record in safety for the players. When it comes to their personal or financial information, we look for websites that have the latest in encrypted technology that will safeguard your private information.

When choosing an online casino, pay attention to the site’s safety protocols and security procedures. The most secure gaming sites are going to use SSL Security Certificates to encrypt transactions. These create a certificate with a unique number every time a payment is made, so it is harder for identity thieves and scammers steal your identity.

Third-Party Auditors

A trusted online casino needs to be audited by a third-party for safety, security, and fairness. Several respected commercial and industry-led auditors exist, including Technical Systems Testing (TST), Gaming Associates Pty Ltd, eCOGRA, Thawte, and iTech Labs. Any sites tested by the sites listed should be safe and fair.

Licensing Authorities

Legitimate online casinos follow regulations set by licensing authorities, who grant certifications. This helps assure online credit card processors and the players using such methods that a site is a trustworthy operator. Licensing authorities of note include the Kahnawake Gaming Commission, Curacao e-Gaming, Antigua and Barbuda, Gibraltar, Malta, Alderney, the Ilse of Man, and the UK Gambling Commission.

Customer Protection Policies

Read the privacy policy page and “terms & conditions” page of a site to see what the customer protection policies are. If a site fails to state that your personal information is not sold to a third-party firm, you should not register with that site.

Liable Parties

Liability is more complicated than it was before 2015. The 2015 U.S. Fraud Liability Shift shifted the liability for credit card fraud to the issuers of a card. This means that suspicious deposits or withdrawals might be subject to delays, because your bank is liable for any fraud.

Non-US Deposit Methods

Most non-US casinos accept most of the same deposit options that US online casinos do, as most credit cards can be used internationally without any problems. However, they also accept various different casino deposit options; such as eWallets. They usually accept some banking options like:

  • NETeller
  • Skrill
  • Per$on-to-Per$on
  • Book-to-Book
  • Click2Pay
  • uKash
  • EcoCard
  • MyPaylinQ

The two most popular casino deposit options that most non-US casinos accept are NETeller and Skrill due to their international reach and high standards when it comes to money transfers.

NETeller

neteller casino deposit
NETeller is an online third-party banking system, commonly referred to as an eWallet. They have been around since 1999, where they provide businesses and individuals an alternative to traditional payment methods. Most, if not all, non-US casinos will accept NETeller as a casino deposit option, considering that merchants all over the world accept payment through them. They also serve as a withdraw method.

Skrill

skrill casino deposit
Skrill is very similar to NETeller in the sense that they are also an eWallet. They are one of the leading brands that deal with depositing funds into online casinos, buying anything online, or even sending money around the world. They pride themselves in their security, being able to handle millions of dollars in transactions each year. It is a safe bet that most non-US casinos will have them listed as an approved casino deposit method.

Online Casino Deposit Wait Times

Each casino deposit option comes with its own waiting time that the player must endure before their account receives the money and they can start playing.

Credit Cards casinos

Credit Cards / Prepaid Cards

Almost instant

Western Union casinos

Western Union

1-5 Days

Bitcoin casinos

Bitcoin

1-10 hours

Players on forums often complain about the wait times on online casino transactions. Usually, they complain about withdrawal times, but deposits are held up sometimes, too. Any delays are almost always going to be caused by the financial institution. Whether you use a bank or a credit card, the bank assuring the funds delays in order to confirm it is a legitimate payment to a legitimate service you want to use.

Casino Withdrawals

When you have won enough money and want to withdraw money from your casino account, the options may vary. Even though you used a credit card or Western Union to make a deposit, it doesn’t mean that you can withdraw funds the same way. Some of the more popular and widely used withdraw methods include:

Bank Transfer

Bank / Wire Transfer

5-10 days

Courier Check

Courier Check

4-5 days

Credit Cards

Credit Card Payouts

4 days

The casino payment withdrawal process is more complicated than depositing is. That’s because there are two steps to the process and both tend to delay payments. Players need to take into account two wait times when requesting a casino withdrawal: Casino Approval and Withdrawal Method. These steps are better shown with the three steps to withdrawing from your casino account:

Step 1

Withdrawal Request

Request your withdrawal at the casino selecting your preferred method.

Step 2

Casino Approval

Wait for the casino to approve the withdrawal, then write a check or start the transfer. If our site or others give reference to a time frame for “Waiting Period” or “Wait Times”, this is the process being timed.

Step 3

Withdrawal Method

Banks and other financial institutions have their own wait period. Once the withdrawal has been approved, the player waits additional time for the method they chose to take effect. These wait time are listed above.

Players deserve a timely payout. Even if one casino takes longer than another, consistency and reliability are the key. Some sites slow-pay gamblers, hoping they reverse the withdrawal and start gambling again. Stalling is a tactic to get players to lose their winnings. Other operators play a long game, wanting to hold your money so they can make investments or collect interest. No good reasons exist for payments to take longer than a few weeks, at the most.

Casino Deposits FAQ

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