Live Dealer Baccarat

Live Dealer Baccarat gives players a chance to bet at an online casino and get a real life gambling experience. The games are held in a live casino studio, then streamed to the player’s computer. This guide to live casino baccarat provides a list of the online casinos that offer this popular card game. This article also provides tips for playing baccarat live and strategies for making the right wagers.

Live baccarat online allows you to gamble at a table full of players, just like at a brick-and-mortar casino. The dealer handles the cards, but otherwise, the game plays like Punto Banco. The tutorial below gives all the advice you’ll need to master and play live online baccarat. Keep reading to learn how to play live dealer baccarat on your desktop PC, mobile smartphone, or tablet.

Best Live Dealer Baccarat Casinos

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Bringing Live Dealers to Baccarat Players

Live Baccarat online is the most important game a live casino offers for a wide swath of the gaming community. Online Baccarat is the most popular game in Asian casinos. On the online gambling world, baccarat maintains that high level of popularity.

In a live casino, baccarat is dealt by a (usually female) attractive dealer. Players can talk with the live dealer while the game is played by using the Live Chat box, while the dealer replies via streaming video. A player can chat with other players at the table in the same way. This restores the game to the way baccarat was meant to be played.

In the article below, we provide a basic introduction to live dealer casino baccarat. We briefly discuss the various types of games, along with the rules played in most live casinos. This page also gives technical details for playing, along with dozens of suggestions for websites which offer live baccarat. Let’s start with the reason this game holds a place of primacy in the hearts of so many.

How to Play Live Baccarat Online

To play live dealer baccarat online, you’ll need a real money account as if you were gambling at an online or mobile casino. While free-play versions of live casino baccarat exists, it is rarer than free online or mobile baccarat. The providers have to pay employees, so they don’t offer that many free looks at the game. With that in mind, here’s how to sign up for an account and play live dealer baccarat.

Select an online or mobile casino which offers live casino baccarat. Search the list at the bottom of this page for ideas, or play at the best live baccarat casinos we recommend.
Register an account at an online casino. Input information like your full name, address, and email address. Players sometimes receive no-deposit bonuses for signing up.
Fund your account. Using a credit card, debit card, bank wire transfer, web wallet, e-voucher, or other method, make a deposit in your account. Some websites allow bitcoin payments, prepaid card deposits, and gift card transactions.
Find the live dealer casino page. Most sites have a link from the homepage to their live casino. If not, look through the links at the top and the bottom of the homepage, or on the site map.
Click on live dealer baccarat. The live casino should be compatible with your device without having to download anything. Most online casinos these days offer play via desktop PCs, laptops, tablet computers, and smartphones. The games are played in the browser, meaning live baccarat online is compatible with Microsoft Windows and Mac OS. Additionally, you will be able to play on Apple iOS, and Android mobile devices.
Learn the interface. With a few clicks, you can make bets, chat with the dealer, and meet the other players. Playing is easy and intuitive.
Withdraw your winnings. When you’re finished playing, go to the site’s cashier page and cash out your winnings. This take between 24 hours and several weeks, depending on your withdrawal methods. Some cashout methods require a fee.

Playing Live Dealer Baccarat

Live Dealer Baccarat Video

Where to Play Live Dealer Baccarat

Baccarat online is a popular casino game enjoyed by many. This is why there are many online casinos that offer live dealer baccarat. Below you will see the best live baccarat online casinos to choose from, along with the betting limits and any bonuses you can take advantage of. Make sure that the casino accepts international or USA players by looking at the icon, and pick the casino that caters to you.

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Play online baccarat at any of the tables offered at Betway Casino.
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Min: $1
Max: $10,000
Place your bet on the Player or Banker at the exciting Live Dealer Baccarat tables at BetOnline.
gold casinous allowed
Min: $5
Max: $500
888 Casino offers Live Dealer Baccarat and the Baccarat Squeeze variation.
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Min: $2
Max: $25,000

Other Casinos That Offer Live Dealer Baccarat

Make sure to read the reviews to ensure the highest quality casinos are recommended. We suggest players proceed with caution if they decide to play at casinos we have not reviewed for accuracy and legitimacy. The list below includes casinos that cater to US and international players.

  • 32Red Casino
  • Betfair
  • Betsson
  • Betvictor
  • Black Diamond
  • Bodog Asia Live
  • Box24 Casino
  • Bwin
  • Casumo
  • Cloudbet
  • EuroGrand
  • Gala Casino
  • Genting
  • GUTS Casino
  • Ladbrokes
  • Leo Vegas
  • Maria Casino
  • Mr Green
  • MyBahis
  • PaddyPower
  • PartyCasino

Mobile Live Dealer Baccarat

Mobile live dealer baccaratPlayers can enjoy playing a round of live dealer baccarat using their mobile device. This would include Android smartphones and iOS devices, like the iPhone. Live casino software developers design mobile-optimized video streaming technology to allow players to interface with their studios. Players can use iPhones, iPads, Samsung phones, and other Android smartphones or tablet computers to wager while playing live online baccarat.

The games load in the phone’s browser, so mobile live dealer baccarat streams instantly through your Wi-Fi connection; or a data plan. Anywhere you go throughout the day, you’ll be able to play baccarat with live dealers. No longer is gambling online tied to a home computer. Even with a smartphone, the player doesn’t have to play with a video simulation, but can now have a real casino experience as they play live dealer baccarat.

Setup of Live Dealer Baccarat

Live Dealer BaccaratLive dealer games are mainly hosted by separate companies to the main casino software providers – though the larger ones are now opening their own studios. These are found in a separate section of your casino lobby, which you will be able to access with the same account and cashier as the main section.

While each live dealer casino is slightly different when it comes to the layout and lobby options, there are some key similarities between them. You’ll first come to a list of the different games available, which are often accompanied by a picture of the live dealers in action at the baccarat tables at that moment. Once you choose Baccarat, the only further options will be based on your buy-in level. Stakes range from just a couple of dollars per hand to high-roller tables where you may be able to bet $10k or more each time.

Table and Player Options

Baccarat tableClicking on the table will bring up a game interface where the dealer and table can be seen – along with a lot of betting options and other controls. You bet in the same way you would for an online Baccarat game, by clicking on the chip size first to select, and then clicking on the betting square where you want to drop the chip.

There are also chat options, sometimes with an expandable window for the text. You will also be able to access hand histories and setup options for such things as sound and video quality.

Betting is controlled by a timer. Once the hand begins it will not be possible to make any more bets. This keeps the game flowing smoothly since a single hand will be bet on my many players simultaneously. After the hand is completed, the bets are settled automatically and any winnings added to your account. You can then use a ‘rebet’ button to continue with the next hand at the same stake.

Other Live Dealer Baccarat Games

Why Gamblers Like Baccarat

Baccarat is a game with a certain showmanship. Superstition in baccarat plays a bigger role than it does in most other casino games. Players have a number of unspoken rules and traditions. A certain number of those reasons have to do with accentuating the drama of the game. This live game experience is brought back by live dealer baccarat.

This might be immaterial to some players, but they are missing the point if they think rituals and traditions have no place in the game. Here’s a list of reasons why gamblers prefer baccarat with live dealers.

  • Players believe they can find the patterns in game. In Chinese terms, this is the flow of the game or “chi”. That’s why you see new baccarat gamblers standing back from the table and watching a few hands before deciding on a table.
  • Unfortunately, this often means baccarat players use betting systems. These can be similar to progressive betting techniques like the Martingale, though players often have their own idiosyncratic bet patterns.
  • Nostalgia plays a part. It’s in their blood, so to speak. Some of the first memories of Asian baccarat players involving wagering on the game. Many recount stories of playing when they were 4 or 5 years old.
  • They like the suspense of slow-playing cards. This is why so many players prefer Punto Banco to Mini-Baccarat, because they get to handle the cards. The equipment is discarded at a high rate, because some bankers enjoy bending and ruining the cards while they play.
  • Players like the slow pace of the game. In brick-and-mortar casinos, a table might have 15 to 25 hands an hour. In mini-baccarat, the hands are much faster and the hand count can be in the range of 100 to 150 hands an hour.
  • In land-based casinos, the food on hand is also an allure. If you’re playing Live Dealer Baccarat at home, it’s a good idea to have good food on hand.
  • They consider the bets as fairer. That is, a tie is a push, where a tie loses in a game like Live Dealer Sic Bo.
  • To many players, the fairness is important. Baccarat is better than blackjack in this regard, because you could win any hand if you choose correctly. In blackjack, certain hands are going to be losers, no matter what you do.
  • Baccarat appeals to a certain sense of fatalism. You can learn about your fate by playing baccarat. Many westerners would say this is setting oneself up for a fall, because the odds are against you. While other players would add that this is not a fallacy, but an insight of life.

For these many reasons, playing baccarat with live dealers is going to have a much bigger allure than playing with RNGs. Obviously, a certain percentage of readers are going to think this is junk. That’s fine if you think so, but we shouldn’t ignore why a game appeals to people. Even if you reject the theatricality and superstition inherent, you can still enjoy live casino baccarat.

Why Live Dealer Baccarat Is Better

When playing on your computer or smartphone, Live Dealer Baccarat is so much better than online or mobile baccarat played with casino software. The random number generator is a somewhat lifeless way to play. The virtual software is equally soulless. Gambling with real people is quite important when it comes to baccarat. Thus, there are several substantial reasons Live Baccarat is better.

Live Dealer Baccarat Pros

  • The social aspect makes Live Dealer Baccarat better. Each new player adds their energy to the table.
  • Even when you don’t win, seeing the drama of others win has a certain entertainment value. It’s the human drama which makes baccarat so entertaining. Live casinos which offer Skype-style video of the players are best.
  • Casinos which allow the drama to play out make the game better. A certain part of the fun is the drama of which bet to make: Banker or Player. Thus, good live casinos allow a certain time for this drama to unfold.
  • Relationships are formed if you play at a single site long enough. You’ll start to recognize certain dealers and certain players, if you’re a regular.
  • For those rebels at the gaming table, the more impersonal nature of live baccarat online allows them to go against the banker more often. Social pressure keeps many gamblers loyal to the Banker, but this pressure is less over the computer.
  • Many people don’t like random number generators. RNGs have been in real life casinos since around 1980, when they began to be installed electronically in slot machines and video poker machines. The technology is safe and easily audited for fairness and security. People still like a table game to have a human aspect, even if simulated baccarat with an RNG is safe and fair.

It should be said that Live Dealer Baccarat is going to play like Mini-Baccarat in many ways, because the dealer must handle the cards. For this reason, finding good dealers is something of a problem and you’ll want to shop for the best package. Dealers with a certain flair are nice, especially if they play at a slightly slower pace.

Baccarat Basics

Baccarat has several variations. The version we’re going to focus on mainly is Punto Banco, which often is referred to generically online as baccarat. So players understand the differences in the games, I give a quick overview of the main variations.

Some casinos might offer Chemin de Fer, so players should know which variation they are playing.


Punto Banco

Punto Banco (“Player Banker”) is the most common form these days. It is Punto Banco which live baccarat casinos usually feature. The main feature of Punto Banco is the ability to wager on either the Banker’s hand or the Player’s hand. A third option, a tie wager, is available (but not advisable). Payouts for the Banker and Player bets are 1:1, while payouts for the tie bet are much higher.


Chemin de Fer

The original version of baccarat was a French game called “Chemin de Fer” (“Railroad” or “On the Railway”). While this variant looks similar to Punto Banco, Chemin-de-Fer has a strategy aspect. The Banker decides whether to take a third card. The remaining players bet against the Banker and selects a representative.

This Player decides whether to take a third card or not. A form of basic strategy (akin to blackjack) exists to determine when a third card is taken, though social sanctions dictate the decision to a great degree. As a general rule, players are expected to ask for a third card when they hold a 0 through 4, while declining a card when holding a 6 or higher.



Other versions exist. The most popular of these is Mini-Baccarat, which is offered in certain Las Vegas Strip casinos. Mini-Baccarat is low stakes baccarat offered by Vegas casinos to players who don’t play in the roped-off section. It has the same rules and odds as Punto Banco, but dispenses with players dealing the cards. In this way, Mini-Baccarat is like Live Dealer Baccarat. Mini-Baccarat diverges in other ways, because it is a banked game.

Still other versions of baccarat exist, including Midi-Baccarat and Baccarat Banque. These are not likely to appear in a live dealer casino, so there’s little reason to discuss them here.

Rules and Strategy for Live Dealer Baccarat

You’ll have 3 options for the main game (plus any side bets) to start each hand. The golden rule among experienced Baccarat players is to avoid the ‘Tie’ bet. This has a high house edge compared to either the ‘Player’ or ‘ Banker’ bets, and even though the odds on offer are bigger it is best avoided.

Each hand of live dealer baccarat begins with two cards dealt to the banker and two cards to the player. In certain cases, a third card might be dealt to either hand. Specific rules are followed when dealing a third card, so no strategy is used.


Live Dealer Handles Cards

In a brick-and-mortar casino, the Banker is a player who deals the cards. In a live casino online, the live dealer must handle the cards. Otherwise, the rules of Punto Banco are used.


Two Hands are Dealt

Two sets of hands are dealt by the dealer: the banker hand and player hand. Each gambler decides which hand to back with money.


Winning Hands

The hand closest to 9 wins. The first number is not considered, so a 10 or a face card is worth “0”. An ace is worth “1”.

  • If two cards equal 10 or more, the number simply rolls over. Thus, a hand which adds up to “13” is really a “3” and you probably lose.
  • If either hand forms an 8 or a 9, then no more cards are dealt. The 9 wins automatically, unless the other hand is a 9. Otherwise, the hand closest to 9 wins.
  • A third card might be dealt to either side, following their three-card rules. These are rigid, so no deviation is allowed from the three-card rule.

Player Third Card Strategy & Rules

There are a complex set of rules determining whether a 3rd card is dealt. The dealer will know these by heart and will add cards where required. If you are interested in the behind the scenes rules of the game, here is a summary of when the extra cards are drawn.

Baccarat basic strategy table

#1 If the player’s hand is equal to or less than a 5, then a third card is drawn.
#2 If the player does not take a third card, then the banker takes a third card when they hold a 5 or less. The banker stands if they hold a 6 or more.
#3 If the player takes a third card, then the banker takes a third card according to the third-card rule.

Banker’s Third-Card Rules

  • If the banker holds a 2, he or she always takes a third card.
  • When holding a 3, the banker draws a third card unless the player’s third card was an 8.
  • When holding a 4, the banker draws a third card unless the player’s third card was a 0, 1, 8, or 9.
  • When holding a 5, the banker draws a third card unless the player’s third card was a 4, 5, 6, or 7.
  • When holding a 6, the banker draws a third card unless the player’s third card was a 6 or 7.
  • When holding a 7, the banker always stands.

When all the cards are dealt there are only 3 possible outcomes, the ‘Player’ wins, the ‘Banker’ wins or the round is tied. Since the Player wins slightly more often, this pays out at 0.95-to-1, while the Banker pays out at 1-to-1 and the tie pays 8-to-1. With the bets being automatically settled by the software, all you need to do is to decide how much to bet on the next hand while the baccarat cards are shuffled by the live dealer.

Baccarat Strategy

baccarat-playing-strategyReal live dealer baccarat strategy and tips are few and far between. The game has little strategy. In fact, the game allows little deviation in the way the hand plays out. The only strategy to discuss is why side to back. The banker bet has a slightly better house edge than the player bet, but this is negligible enough that players who see the energy flowing away from the banker have no problem wagering on the player bet.

The main advice here is to avoid the tie bet. The banker bet has a house edge of 1.06%. The player bet has a house edge of 1.24%. The tie bet has a house edge of 14.36%.

That is not a misprint: the tie bet has a house edge over fourteen percent. In other words, it’s a sucker bet. Avoid it at all costs. To further understand the house edge in baccarat, make sure to visit the Wizard of Odd’s baccarat strategy page.

Side Bets in Live Dealer Baccarat

Some live baccarat casinos allow side bets. These usually are based on whether a paired or suited set of cards appear. Like the tie bet, these wagers tend to have a high house edge and should be avoided. Baccarat’s appeal is its low house edge for a game with no strategy. Stick with the traditional wagers and maintain the game’s appeal. These bets, which are usually on paired and suited cards being dealt, can offer some big prizes. We recommend you should only indulge if the prospect of a big payout is worth the long term cost to you.