Real Money Scratch Card Games

Lottery bettors can now play real money scratch cards online. You don’t have to get out of the house and drive to your local lotto vendor or wait for your state or country’s legal lottery hours. Instead, you can play online scratch cards 24 hours a day, on desktop or mobile devices, from the comfort of your own home or while you’re on the go.

It used to be only Australians and European gamblers could play the lottery online. With innovations in virtual scratch card design, players in the USA can enjoy online scratchies the way the rest of the world has for years. You’ll need to know a few things, so keep reading for a comprehensive guide to playing online real money scratch card games.

Best Online Casinos for Real Money Scratch Cards

  • BetOnline Casino
    US

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    US

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  • BoVegas
    US

    Up to $5,500
    • US Accepted with Huge Bonuses
    • Mobile, Flash, and Download Play Options
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    Deposit Options include:
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  • Betway Casino
    US

    100% up to $1,000
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  • Spin Palace
    US

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  • 888 Casino
    US

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  • Fair Go Casino
    US

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Popular Real Money Scratch Card Games

Players should look over the following real money scratch card descriptions to get an idea of which games they want to play. Many of the scratchcards have similar coin denominations and max payouts, but take a close look and they aren’t all the same. For a shot at the biggest payouts, try Penguin Payday or Itchin’ 2 Win. On the Skratcherz scratch card game at BetOnline, you’ll choose between four very different games. In that case, real money American lottery players should try Double Deluxe Bucks.

1. Cast for Cash

Cast for Cash

For a relaxing scratch card game, try the fishing-themed Cast for Cash. Reveal a set of any one of six types of fish to receive winnings. The top fixed jackpot is $5000. Like many of the games in this series, Cast for Cash is playable by penny players and high rollers alike.

  • Theme: Fishing
  • Max Winnings: $5000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

2. Beach Bums

Beach Bums

Beach Bums is an online scratch card which evokes the California Sun. Scratch card symbols include shovels, pails, starfish, and coconut drinks.

  • Theme: Fun & Sun at the Beach
  • Max Winnings: $5000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

3. Tiki Treasure

Tiki Treasure

Tiki Treasure has an exotic theme with the same great game mechanics. Polynesian culture stretches from Hawaii in the north to Samoa, Tonga, Pitcairn, and Easter Island in the south. Polynesians carve Tiki statuettes as part of their mythology and Tiki Treasure uses this as its theme.

  • Theme: Polynesian Tiki Totems
  • Max Winnings: $5000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

4. Scratcherz

Skratcherz

The Scratcherz (sometimes spelled Skratcherz) virtual scratch card game from Betsoft is actually four scratch card games in one: Fortune Cookies, Cash Smash, Deluxe Bucks, and Double Deluxe Bucks. Fortune Cookie awards an instant prize for two matching symbols. Cash Smash has 5 winnings symbols but has a symbol which doubles the prize amount. Deluxe Bucks is a classic match game with 4 play markers and 6 cash markers. Double Deluxe Bucks has 12 markers, 6 winnings symbols, and the biggest payout.

  • Theme: Variable Themes
  • Max Winnings: $1,200
Bet Denominations
$1 to $5
Available to play online at:

5. Pirate’s Pillage

Pirate's Pillage

Pirate’s Pillage involves classic pirates of the high seas. Winning symbols include rum bottles, spy glasses, compasses, coins, goblets, and gold bars. Collect 3 gold symbols to win a top prize of $5000. Play at one of 12 different bet levels, from penny play to high stakes gambling.

  • Theme: 17th Century Caribbean Pirates
  • Max Winnings: $5,000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

6. Penguin Payday

Penguin Payday

Penguin Payday is the scratch card those who prefer the biggest payouts should play. Penguin Payday has an 80x payout for its top prize winner, along with a $150 max bet. Cartoon penguins and the fish they chase are the winning symbols.

  • Theme: Arctic Fun with Penguins
  • Max Winnings: $12,000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100, $125, $150
Available to play online at:

7. Cavalier Cash

Cavalier Cash

Cavalier Cash takes the English Civil War as its theme. The Cavaliers served their king loyally fighting the so-called roundheads. Winning symbols include rubies, emeralds, and sapphires, but collect the king’s crown to win the big prize.

  • Theme: Gold, Gemstones, Chalices, and Crowns
  • Max Winnings: $5,000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

8. Gunslinger’s Gold

Gunslinger's Gold

Gunslinger’s Gold is an Old West game which evokes the shootouts found in countless movies and tv shows. Collect three symbols to reveal one of six payout levels. Click on the sheriff’s badge to begin a new game. Use the mobile interface to scratch off to reveal symbols underneath.

  • Theme: Old West Shootouts
  • Max Winnings: $5000
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100
Available to play online at:

9. Itchin’ 2 Win

Itchin' 2 Win

Itchin’ 2 Win has the strangest of all themes, described by the game itself as “your grubby old neighbor, squatting in his grimy apartment.” Your fellow apartment-dweller is rich, and he needs your help to find a cure. Itchin’ 2 Win has the second-highest payout among these Rival Gaming scratch cards: $7,500.

  • Theme: A Rich Man with a Skin Condition
  • Max Winnings: $$7,500
Bet Denominations
1¢, 5¢, 10¢, 25¢, 50¢, $1, $2, $5, $10, $25, $50, $100, $125, $150
Available to play online at:

The Best Online Casinos for Real Money Scratch Cards

The following table highlights some of the top-rated US online casinos that offer real money scratch card games.

RANK CASINO BONUS START PLAYING
#1 Bovada Casino LogoBovada 100% up to $3,000 Play Now!
#2 Cafe CasinoCafe Casino 500% up to $5,000 Play Now!
#3 Slots LVSlots.lv 200% up to $1,000 Play Now!
#4 Ignition Casino LogoIgnition Casino 100% up to $1,000 Play Now!
#1

Bovada

Bovada Casino has been the leader in the US online casino market for the past decade. The mobile scratch card games now use HTML5 technology from Rival Gaming, so US players no longer have to worry about the “Flash not available” page. The successor to Bodog Casino, Bovada gives players a full suite of online casino games, along with sports betting and poker. In the past year, Bovada installed state of the art live dealer games. All casino games apply towards the wagering requirement, but slots and scratchcards contribute 100% to the playthrough.

  • Scratch Card Games: 8
  • Bonuses: Up to $3,000
  • Bitcoin Bonus: $4,500
  • USA Players Accepted: Yes
Banking Methods Deposit Limits Payout Limits
Bitcoin Minimum: $10
Maximum: $5,000
Minimum: $10
Maximum: $9,500
MasterCard / Visa Minimum: $20
Maximum: $1,000
Check Minimum: $50
Maximum: $3,000
#2

Cafe Casino

Cafe Casino is the best site for American players who like to stretch their initial bonus because it has a 500% match rate on its welcome bonus. For every $1 paid into the account, you’ll receive $5 in free-play cash. Cafe Casino provides the same Rival Gaming scratchcards you’ll find elsewhere but without the need to deposit thousands of dollars to receive top benefit. The unified Rival platform uses HTML5 games to present the same cinematic graphics for smartphones, tablets, and personal computers.

  • Scratch Card Games: 8
  • Bonuses: Up to $5,000
  • Match Rate: 500%
  • USA Players Accepted: Yes
Banking Methods Deposit Limits Payout Limits
Bitcoin Minimum: $10
Maximum: $5,000
Minimum: $10
Maximum: $2,500
MasterCard / Visa / Amex Minimum: $20
Maximum: $5,000
#3

Slots.lv

Slots LV has a variety of scratch card games, along with video slots, table games, and video poker. The site now has live dealer games. The entire Slots.lv site is mobile-compatible. Staff members have live chat available all hours of the day. Slots LV is known for the biggest welcome bonuses, which consider scratchcard games as a 100% contributor to the wagering requirement. Slots.lv is for US scratchcard game enthusiasts who deposit using Bitcoin.

  • Scratch Card Games: 8
  • Bonuses: Up to $1,000
  • Bitcoin Bonus: $7,500
  • USA Players Accepted: Yes
Banking Methods Deposit Limits Payout Limits
Bitcoin Minimum: $10
Maximum: $5,000
Minimum: $10
Maximum: $9,500
MasterCard / Visa / Amex Minimum: $20
Maximum: $1,000
Bank Wire Minimum: $1,500
Maximum: $9,500
Check Minimum: $50
Maximum: $2,500
#4

Ignition Casino

Ignition Casino does not have as large of a bonus as Slots.lv or Cafe Casino, but it appeals to US casino gamblers who enjoy online poker. Ignition Casino and Ignition Poker are integrated to allow card players to enjoy scratch card games and slots as mini-games in-between hands of Texas Hold’em or Omaha, so you can enjoy the same great lottery games as part of a comprehensive gaming package.

  • Scratch Card Games: 8
  • Bonuses: Up to $1,000
  • Bitcoin Bonus: $2,000
  • USA Players Accepted: Yes
Banking Methods Deposit Limits Payout Limits
Bitcoin Minimum: $10
Maximum: $5,000
Minimum: $10
Maximum: $9,500
MasterCard / Visa Minimum: $20
Maximum: $1,500
Check Minimum: $100
Maximum: $3,000

Start Playing Scratch Cards in 3 Easy Steps

Signing up to play scratch cards is not difficult. In fact, players can follow our easy three-step process to online lotto gaming. Read through the advice below to register an account and be playing for real money in a few short minutes.

Step 1 – Sign Up

Go to a recommended online casino and register for an account. Most sites display many sign-in prompts on their homepage. Click on one, fill in your information, and you’ll have a free account with no obligation.

Step 2 – Deposit

To play for real money, you’ll need to make a deposit. Choose Bitcoin, Visa, MasterCard, or a web wallet like Skrill or Neteller. Fund your account and pick the bonus you prefer. Remember to pick on with scratch card games included.

Step 3 – Find a Scratch Card Game

Next, find the scratch card section of the site. Usually, this is under Specialty Games, but some sites list them under lottery games, bingo games, or the “Others” category.

Should You Play Scratch Cards Games for Real Money?

Don’t play scratch cards if you have a problem controlling your gaming sessions. If you enjoy scratch cards and you understand lotto gaming is for fun –and not for profit– then, of course, you should play scratch card games.

Thumbs Up
Benefits
  • No Need to Go Out – If you don’t like driving to the casino or lottery vendor for scratch cards, you don’t have to get out of the house to enjoy your hobby. Online scratch cards are safer and more convenient.
  • High Stakes Payouts – High rollers can play for huge jackpots. Bovada, Slots.lv, Café Casino and Ignition Casino all have online scratchcards with six-figure payouts.
  • Novel Game Themes – Online scratch cards are by design houses like Rival, Microgaming, Habanero, and Pragmatic Play. These are scratch card developers not used by land-based gaming companies, so their themes are new.
Thumbs Down
Drawbacks
  • Too Easy to Play – IFor some players, the ease of play might be a problem. Compulsive bettors can spend a lot of money wagering on online scratch cards, because the game plays out quickly. Monitor your gaming habit and play for fun. Don’t chase your losses.
  • Limited Supply – Not every online casino licenses a huge supply of scratchcards. You might find some online casinos with a mere handful, though we recommend sites with multiple game options.
  • Limited Promotions – Online casinos don’t always tailor their bonus promotions for scratchcard players. Some sites include lottery games in their bonus terms, but others don’t. We’ll list sites which favor scratch games.

Real Money No-Deposit Scratch Cards Games

House money exists in online casino gaming. Players can play scratch games for free and win real money. Search sites for a “no-deposit bonus” or “free chip offer” to receive free bonus cash to play slots and scratchcards. You’ll receive a small amount of promotional money to test-drive the scratch card games.

A no-deposit bonus has a wagering requirement, so not every player will win real money with their freeplay offer. But players absolutely can play free online scratch cards with bonus cash and win risk-free money. Not many US-friendly casinos offer no-deposit bonuses these days, but one does. Golden Lion Casino has a $25 free chip offer for new players who sign up for a player account.

Golden Lion Casino $25 Free Chip Bonus

Golden Lion $25 Free ChipThe promotion advertises itself as a slot bonus, but the terms of use state that scratch card games qualify for the offer. Play Gunslinger’s Gold, Beach Bums, or 6 other scratch games at Golden Lion Casino with $25 in free-play cash.

  • No-Deposit Bonus: $25 good for slots, scratch card games, and Keno.
  • Number of Scratch Cards Games Offred at Golden Lion: 8

Playing Real Money Scratch Cards Games on Mobile

US players can find online scratchies which are playable on your phone. Whether you use iPhone or an Android phone, you can play scratchcards for real money. You can’t find real money game apps in the Apple iTunes Store or Google Play, but you can find them in an online or mobile casino. The casinos we recommend are mobile friendly, so you can play in the web browser straight from your phone or mobile device.

How To Play From Your Phone

To play at a mobile casino, simply navigate to the page in your smartphones’ search engine. The homepage should have a link to an Android app and an iOS app. Click on the one which supports your operating system and you’ll be playing in minutes.

Remember you’ll need to have a funded player account funded before you start playing from your device. There are several benefits of playing in a mobile casino. For instance, welcome bonuses give you house money to get your gameplay started, and playing from Android and iPhone allows you game access anytime you want throughout the day.

Scratch Card Games – FAQ

Can I play online Scratch Cards Games for real money if I live in the USA?


Yes, you can, but US online gaming is a bit more complicated than in some countries. New Jersey, Delaware, Pennsylvania, and Nevada have online and mobile casinos licensed by their state regulators. All other US states do not regulate online casinos, but that doesn’t mean you have to go without licensed scratch cards gaming.Offshore operators which are licensed by international regulators also accept real money play from the United States. American lottery players need to do their research to find trustworthy, reliable casinos. When they do, those sites have a variety of online scratch cards available for real money play.

Can you play real money scratch card games on a phone?


Absolutely. While it wasn’t so a few short years ago, any type of gaming available for desktop computers are now available for Android and IOS phones. Mobile scratch cards are formatted to be enjoyable on mobile phones. With a few flicks on the touchscreen, you can scratch off the virtual card to reveal prizes underneath.

Can I play live dealer scratch card games online for real money?


While anything is possible, live dealer scratch card games are not found in any reliable US-friendly online casinos at the moment. That would require a live dealer to handle the scratch cards for you and scratch them off while a camera films the event. If live dealer Big 6 wheels are possible, then it would be economically feasible for a live casino operator, but none have put that plan into practice yet. Most live casinos prefer live baccarat, blackjack, or roulette, which can be streamed live to multiple players at a time. Keep checking back, because an online casino eventually will have live dealer scratch card games.